Ask HTM – Liquid Cash (How Much is Too Much), AI WW3 Portfolios, & Shopping Local (for a Mortgage) #1147

About this episode

The episode addresses listener questions on various financial topics including retirement rollovers, cash liquidity, and mortgage choices.

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Retirement rollover : Should I pay the fee with Capitalize to expedite my 403b rollover, just wait, or are there other options? 2 - Too liquid : How do I know if I have too much cash since my financial goals are a number of years out? 3 - Safety vs growth : As I approach retirement, does it make sense to buy additional years of service to boost my pension? 4 - Local vs national : Should I pay more for my mortgage if it means better service with a local lender or is it only about the lowest rate? 5 - Autopilot : Is the “AI World War III” portfolio worth considering over on the Autopilot app?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Credit card perks: Check out our favorite credit cards that we use to maximize rewards and optimize our spending. Other money nerds: Find a…

People in this episode

Host: How To Money

Topics covered

• listener questions
• retirement planning
• cash management
• mortgage options
• AI investment strategies

Keywords

• retirement rollover
• liquid cash
• mortgage
• AI portfolio
• financial goals

Mentioned in this episode

Organizations: Capitalize

Books & works: How To Money

Places: AI World War III, local lender

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