Beyond the Risk Solution: Why ICHRA is Now a Necessity, Not an Option

About this episode

The episode discusses the challenges employers face in the hard market era of 2026 and the necessity of ICHRA as a solution.

The ICHRA Exclusive Podcast is back for another episode—and we’re diving straight into the "Hard Market Era" of 2026. In this episode, we’re joined by Paul Ashley, Vice President and Consultant of Corporate Benefits at NFP, to discuss why the traditional renewal cycle is becoming an unsustainable burden for employers. If you’re an employer waiting for your 2027 renewal to hit your desk, the headlines may not be pretty. But here’s the reality: in a market this "hard," having a viable escape ha...

People in this episode

Guest: Paul Ashley

Topics covered

• ICHRA
• Hard Market Era
• employer benefits
• renewal cycle
• corporate benefits

Keywords

• ICHRA
• employers
• renewal cycle
• hard market
• corporate benefits

Mentioned in this episode

Organizations: NFP

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• The State of ICHRA in 2025: Rates, Reality, and What’s Next · January 7, 2026 · 31 min
• Risk Adjustment and ICHRA with Vince Sullivan and Libby Hart · November 27, 2024 · 35 min
• Consumer-Driven Benefits: Empowering Brokers with Employee Insights and Modern Solutions with Jake Cleer · November 20, 2024 · 31 min