How Valley Bank Uses AI to Drive Banking Innovation
About this episode
Izge Cengiz Ercan discusses how Valley Bank is integrating AI and innovation in traditional banking.
Read the blog post: https://www.multimodal.dev/pioneers-content/how-valley-bank-uses-ai-to-drive-banking-innovation Subscribe to our weekly newsletter: https://www.multimodal.dev/pioneers How are traditional banks reinventing themselves for the fintech and AI era? Izge Cengiz Ercan, Director of Strategic Innovation at Valley Bank, joins Ankur Patel to share how she’s bridging legacy banking with emerging technologies, from agentic AI to startup partnerships and responsible innovation frameworks. She reveals why speed and governance don’t have to conflict, and how collaboration with risk and compliance teams can actually accelerate adoption. Timestamps: 00:00 Introduction: AI in Banking 00:09 Future of Commercial Lending 00:18 Build vs Partner: The Next Five Years 00:28 Defining Innovation in 2026 00:37 Common Mistakes with Fintechs 00:49 Overhyped AI Trends 01:03 Key KPIs for Innovation 01:11 Challenges in Scaling Innovation 01:22 Misconceptions About Bank Innovation 01:34 Future of Strategic Innovation 01:45 Conclusion Follow Ankur Patel on LinkedIn: https://www.linkedin.com/in/ankurpatel9/ Follow Ankur Patel on X: https://x.com/aapatel09 Follow Multimodal on LinkedIn…
People in this episode
Host: Ankur Patel
Guest: Izge Cengiz Ercan
Topics covered
- AI in Banking
- Fintech
- Innovation
- Collaboration
- Risk and Compliance
- Commercial Lending
Mentioned in this episode
Organizations: Valley Bank, Multimodal, LinkedIn
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