
Ep 67: I Have $5 Million… So How Much Can I Actually Spend?
From MedSpa Money Matters by Scott Wisniewski and Jonny McMullen
May 28, 2026 · 17 min · Episode 67
About this episode
The episode discusses the complexities of retirement spending and the factors that affect it.
Most people think retirement is just about hitting a certain portfolio number. But what often gets overlooked is what that number actually translates to in real-life spending power over time. In this episode, we break down the hidden friction between investment returns, taxes, inflation, and lifestyle — and why "living off the return" is far more complicated than it sounds. You can find show notes, resources, and more at: https://medspafinancial.com
People in this episode
Hosts: Scott Wisniewski, Jonny McMullen
Topics covered
- retirement planning
- investment returns
- inflation
- taxes
- lifestyle spending
Keywords
- retirement
- investment
- spending power
- inflation
- taxes
- financial planning
Mentioned in this episode
Organizations: MedSpa Financial
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