Ep 67: I Have $5 Million… So How Much Can I Actually Spend?

Ep 67: I Have $5 Million… So How Much Can I Actually Spend?

From MedSpa Money Matters by Scott Wisniewski and Jonny McMullen

May 28, 2026 · 17 min · Episode 67

About this episode

The episode discusses the complexities of retirement spending and the factors that affect it.

Most people think retirement is just about hitting a certain portfolio number. But what often gets overlooked is what that number actually translates to in real-life spending power over time. In this episode, we break down the hidden friction between investment returns, taxes, inflation, and lifestyle — and why "living off the return" is far more complicated than it sounds. You can find show notes, resources, and more at: https://medspafinancial.com

People in this episode

Hosts: Scott Wisniewski, Jonny McMullen

Topics covered

  • retirement planning
  • investment returns
  • inflation
  • taxes
  • lifestyle spending

Keywords

  • retirement
  • investment
  • spending power
  • inflation
  • taxes
  • financial planning

Mentioned in this episode

Organizations: MedSpa Financial

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