About this episode

The episode discusses the growing significance of XRP beyond payments, highlighting its role in the evolving financial system and institutional adoption.

XRP is getting harder to dismiss. We’re breaking down why the story around XRP is getting much bigger than payments alone. The onchain economy is accelerating. Institutional settlement is moving toward 24/7. Cross-border costs are collapsing. Credit and lending infrastructure is being built directly into the XRP Ledger. Batch transactions are getting security audits. Developers are being pushed toward XLS-65 and XLS-66. And the Bitwise XRP ETF has now crossed $500 million in assets under management. This is no longer one isolated XRP headline. The infrastructure is stacking. Payments. Tokenization. Trading. Lending. Credit. Institutional access. And the bigger that stack gets, the harder XRP becomes to ignore. Chip and Jeff break down: • Why Uphold says the new financial system is moving onchain • Why XRP and XRPL keep showing up in the institutional conversation • The new XRPL credit and lending rail • XLS-65 and XLS-66 • The upcoming XRPL lending hackathon • The latest Batch Transactions security audit • The Bitwise XRP ETF crossing $500M AUM • What all of this could mean for XRP adoption • Plus tonight’s biggest geopolitical stories from the U.S., Canada, the U.K. and beyond…

People in this episode

Hosts: Chip, Jeff

Topics covered

• XRP
• onchain economy
• institutional settlement
• cross-border costs
• credit and lending infrastructure
• XLS-65
• XLS-66

Keywords

• XRP
• XRP Ledger
• institutional access
• Bitwise XRP ETF
• lending infrastructure
• cross-border payments
• security audits
• XLS-65
• XLS-66

Sponsors

Badassery Coffee, OTC Mint

Mentioned in this episode

Organizations: Uphold, XRP Ledger, Bitwise

More episodes of On The Chain - Blockchain and Cryptocurrency News + Opinion

• The fight over XRP just started! · September 9, 2026 · 1h 46m
• They Keep Choosing XRP · September 5, 2026 · 1h 54m
• Big Money Needs XRP For What's Next · August 30, 2026 · 1h 26m
• The Window to XRP Is Closing · August 29, 2026 · 1h 25m
• BANKS CAN'T AVOID XRP · August 26, 2026 · 1h 51m
• XRP JUST CROSSED THE LINE · August 23, 2026 · 1h 25m

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