On The Chain - Blockchain and Cryptocurrency News + Opinion

XRP holders want to get paid, but who pays? Jeff and Chip follow the money through Firelight, the Flare-based protocol now offering onchain cover for a Kraken DeFi Earn strategy. Stakers earn rewards for backing that protection, and a confirmed covered loss can hit their stake. Firelight's Jesus Rodriguez explains why XRP, which never had a native yield, makes cheaper insurance capital for DeFi than ETH insuring ETH. Also: Flare's Hugo Philion on Flare as the blockchain for data, DriveWealth using Ripple's RLUSD on the XRP Ledger, Swell 2026 in New York, XRPL Africa turning one, why the dollar wins the stablecoin race, how hackers pick DeFi targets, and why Main Street needs insured crypto. In the back half: Spencer Pratt on America, Greta Thunberg and France's riots, Macron, and Warsaw vs Paris. Watch the show: https://youtube.com/live/y63_tL54reY Show notes and links: https://onthechain.io/podcast/xrp-holders-getting-paid/

MetaLawMan, securities lawyer James Murphy, joins Jeff and Chip to answer the question XRP holders keep asking: if XRP won, why hasn't the market treated it like clarity? His answer is that the US still has no crypto law passed by Congress. XRP is well positioned after Judge Torres's ruling and the SEC's interpretive guidance naming it one of 16 tokens that are commodities, not securities, but guidance can change with the next administration. We get into why a statute beats SEC guidance, the coming courtroom irony where the SEC has to make Gensler's own argument, what's next after Clarity stalled, the exchange protections Democrats voted down, and how the banks shaped the bill. Also: Deaton vs. Markey debate clips, including Markey's Siri-or-Claude answer on AI, and why MetaLawMan is all in on John Deaton. Guest: MetaLawMan - https://www.metalawman.io/ - https://x.com/metalawman Watch on YouTube: https://www.youtube.com/watch?v=kop27ReIw4w

Ripple is now collecting fees from Wall Street’s leveraged-ETF business, and Jeff and Chip spend the morning on the question every holder is asking: when Ripple gets paid, where does that leave XRP? Their answer: Ripple’s revenue belongs to Ripple, and XRP holders benefit indirectly, through more builders and more activity on the XRP Ledger. Ripple Prime on Wall Street: The Wall Street Journal reports Ripple Prime is financing leveraged ETFs through swap deals, a category of 593 U.S. funds holding more than $256 billion, and it just signed hedge fund Brevan Howard for prime brokerage, clearing and financing. Company vs. asset: Jeff argues Ripple’s job is Ripple’s profitability, and banks will reach for RLUSD before a volatile asset. Chip says XRP’s role is liquidity, and that ETFs are what move the price. Evernorth: XRPN is expected to start trading on Nasdaq Monday with about 473 million XRP. There is no pre-sale, no airdrop and no early-access link. Batch is live on the XRP Ledger: up to 8 transactions can settle as one, which opens the door to delivery-versus-payment and OTC trades without an escrow agent. Ripple’s other moves: Ripple Custody 1.43 adds Canton Network support, Jack McDonald explains the Notabene investment, and Chip lays out why Ripple has no reason to go public. Also in the back half: a hardware-wallet supply-chain warning (buy direct from the maker), the H-1B visa fight and India’s IT outsourcers, the Michigan Senate debate between Mike Rogers and Abdul El-Sayed, and Marco Rubio on sanctioning the International Criminal Court.

Wall Street, Korean banks and AI agents are all reaching for XRP at the same time, and there is only so much of it. Evernorth is expected to hit the Nasdaq on October 8 (ticker XRPN) with about 473 million XRP, and that's the small number: US spot XRP ETFs already hold 1.19 billion XRP. Four Korean financial institutions took the stage at XRP Seoul in front of 5,000+ people, XRPL validators are voting on the LendingProtocolV1_1 amendment, and the XRP Ledger passed 10 million x402 AI agent payments. Also today: XRP Asia launches, Ripple's RLUSD insurance pilot in Uganda, RLUSD ranks #2 in Q3 stablecoin growth, Ripple Swell in New York, the federal noncitizen voting ruling, Trump's Oklahoma rally, the school riots in France, and Canada's trade fight. 🔴 LIVE every Sunday 8 PM ET · Wednesday 8 PM ET · Saturday 8 AM ET ⏱ CHAPTERS 00:00 Cold open (full chapters added after the show) ☕ SUPPORT Badassery Coffee https://badasserycoffee.com OTC Mint https://otc.one/mint OTC Merch https://onthechain.shop Support On The Chain on Ko-fi https://ko-fi.com/onthechain 🔗 ON THE CHAIN Website https://onthechain.io Subscribe https://onthechain.io/subscribe/ X https://x.com/On_The_Chain Jeff https://x.com/Jeff_OnTheChain Chip https://x.com/stephenchip ⚠️ DISCLAIMER The information contained in this video is for informational and entertainment purposes only and should not be considered financial, investment, legal, or tax advice. The opinions expressed are those of the hosts and guests and do not necessarily reflect the views of On The Chain. Always do your own research and consult with a qualified professional before making financial decisions. #XRP #XRPL #Ripple #Evernorth #Crypto

On October 5, XRP goes to war, and the weapon isn't a price pump. It's a key. The XRP Ledger's Permission Delegation upgrade has entered its 14-day activation countdown and could go live October 5 if validator support holds. Master keys stay locked in the vault. Delegates get a badge instead: up to ten specific permissions, and never the keys. Jeff and Chip break down why that's the feature compliance departments, stablecoin issuers and AI agents have been waiting for, while XRP sits at $1.50 and everybody else stares at red candles. Also on the show: Amazon Web Services joins the XRP Ledger Hackathon with Amazon Bedrock AgentCore; the XRPL AI Starter Kit adds the Open Wallet Standard, MPP from Tempo and Stripe, and x402; Evernorth teams up with The Bear Champ; RLUSD and the APAC stablecoin map; BlackRock's "tokens" chart; the ECB's digital euro pilot; the FOUNDERS sitcom parody; and in the back half, Trump vs. Biden at the UN, Milei, Rubio and Cuba, the Denmark–Greenland deal, and Around the World. Watch the show: https://www.youtube.com/watch?v=tSjeFZVOI0s Show notes and links: https://onthechain.io/podcast/xrp-goes-to-war-on-october-5/ ☕ Badassery Coffee: https://badasserycoffee.com | OTC Merch: https://onthechain.shop | Support On The Chain: https://ko-fi.com/onthechain X: @On_The_Chain | Jeff: @Jeff_OnTheChain | Chip: @stephenchip The information in this episode is for informational and entertainment purposes only and should not be considered financial, investment, legal, or tax advice. Always do your own research.

Democrats blocked the CLARITY Act, leaving the United States without the digital asset framework the crypto industry spent years fighting to secure. Now, some of the senators responsible cannot clearly explain why they voted against it. But XRP isn't waiting for Washington. While Congress fails to deliver clarity, XRP and RLUSD are moving deeper into the infrastructure being built for AI-powered commerce, open wallets and machine payments. We break down who stopped the CLARITY Act, what happens next and why the financial system continues building around XRP. We also cover Ripple Swell 2026, the XRPL AI Starter Kit, the critical D'CENT security warning and the growing battle over AI. SHOW NOTES AND EVERY LINK WE DISCUSS https://onthechain.io/podcast/democrats-blocked-clarity-act-xrp-wont-wait/ TIMESTAMPS 0:00 Cold Open - They Blocked Clarity, And We Called It 1:21 Welcome to On The Chain 2:38 Ripple Swell 2026 - The Full Agenda Goes Live 10:18 XRPL Joins The Open Wallet Standard - Tempo And Stripe 11:52 Another Wallet Warning - D'CENT And What We Still Don't Know 14:27 So Much For The Clarity Act 16:45 Garlinghouse: "This One Stings" 21:29 Nobody Knows The Democrats Better Than Ripple 25:44 Michael Bennett Votes Against The Bill He Asked For 29:03 Senator Hirono Has Nothing To Say 31:38 Tom Tillis And The Motion To Reconsider 34:31 Dick Durbin: The Bubble And Social Security 39:04 Josh Hawley, Small-Town Banks And The Farmers 41:35 The Chat Weighs In - Iran, Turkey And The Real Enemy 49:48 AI Safety Is The New Climate Change 51:04 Anthropic, OpenAI And The Effective Altruism Crowd 54:33 Why American Builders Reach For Chinese Models 55:42 JD Vance On Frankenstein 1:04:27 Andrew Ng On Fear-Mongering And Regulatory Capture 1:08:21 Every Democrat Is Doing An Obama Impression 1:11:21 Around The World - Time Magazine, Canada And The EU 1:15:54 Mitch McConnell And The Wheelchair Videos 1:18:49 Sign-Off SUPPORT ON THE CHAIN Website https://onthechain.io Badassery Coffee https://badasserycoffee.com OTC Mint https://otc.one/mint OTC Merch https://onthechain.shop FOLLOW ON THE CHAIN ON X On The Chain https://x.com/On_The_Chain Jeff https://x.com/Jeff_OnTheChain Chip https://x.com/stephenchip DISCLAIMER This content is for informational and entertainment purposes only. Nothing discussed on this show constitutes financial, investment, legal, accounting, or tax advice. Jeff, Chip, On The Chain, and any guests appearing on the show are not financial advisors. Always conduct your own research and consult a qualified professional before making financial decisions. Digital assets are highly volatile and involve substantial risk. Past performance does not guarantee future results.

XRP may be becoming the key to something much bigger than payments. Ripple is challenging the idea that every regulated stablecoin is created equal. A money transmitter license, state trust charter, and federal prudential supervision each carry different reserve requirements, verification standards, and consequences if an issuer fails. As stablecoins become part of the financial system, the level of regulatory oversight behind them could determine which assets institutions are willing to trust. Clearpool is also expanding to the XRP Ledger, bringing institutional-ready credit and lending infrastructure directly to XRPL. The proposal includes migrating from CPOOL to CLEAR and recapitalizing the treasury to fund incentives, adoption, and the platform’s next phase of growth. Institutional credit remains largely untapped on XRPL, but Clearpool believes the opportunity is massive. At the same time, RippleX is working with Common Prefix to formally verify the XRP Ledger. This effort goes directly to the reliability and security institutions require before moving serious financial activity onchain. We are also looking at the XRPL validation stream, where UNL validators vote on the same ledger hash until consensus is reached and the ledger sequence advances. Ripple Treasury is pushing even deeper into the Office of the CFO with GSmart and what Ripple describes as Treasury-Native AI. Instead of placing AI beside treasury operations, Ripple is embedding intelligence directly into existing financial policies, data, workflows, and deterministic financial logic while keeping people responsible for the final decisions. Solana is also developing confidential transfers and batch functionality, reinforcing the institutional demand for privacy, scale, and controlled financial operations on public blockchain infrastructure. Tonight, Chip and Jeff connect all of it. Regulated stablecoins. Institutional credit. Formal verification. Treasury-native AI. Confidential transfers. Batch transactions. These are not isolated developments. They are pieces of the financial infrastructure being built for the next era of money. Please like, subscribe, and click the bell to be notified when the next video drops. 🔥 SUPPORT ON THE CHAIN ☕ Badassery Coffee https://badasserycoffee.com 🧊 Mint a Badass Yeti https://otc.one/mint 👕 OTC Merch https://otc.one/shop 🔔 Subscribe to On The Chain https://onthechain.io/subscribe/ ☕ Buy Us a Coffee https://buymeacoffee.com/onthechain FOLLOW ON THE CHAIN 🌐 Website https://onthechain.io 𝕏 On The Chain https://x.com/On_The_Chain 𝕏 Jeff https://x.com/Jeff_OnTheChain 𝕏 Chip https://x.com/stephenchip This is Badassery. Creators of Badassery, Badass Yetis, Badassery Coffee and On The Chain. #XRP #Ripple #XRPL #Stablecoins #InstitutionalFinance #DeFi #AI #Treasury #Blockchain #DigitalAssets #OnTheChain ⚠️ DISCLAIMER The information discussed on On The Chain is for educational and entertainment purposes only and should not be considered financial, investment, or legal advice. Jeff, Chip, and their guests may hold digital assets discussed during the show. Always do your own research and consult a qualified financial advisor before making any investment decisions. Views expressed are solely those of the hosts and their guests.