3547: Taking Advantage of Mr. Bear by JL Collins on Market Downturn Investing

3547: Taking Advantage of Mr. Bear by JL Collins on Market Downturn Investing

From Optimal Finance Daily - Financial Independence and Money Advice by Optimal Living Daily | Diania Merriam

May 3, 2026 · 8 min · Episode 3547

About this episode

JL Collins discusses how to strategically invest during market downturns to preserve wealth and reduce capital gains taxes.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3547: JL Collins shows how a market downturn can be used strategically to reduce or eliminate capital gains taxes while keeping an overall investment plan intact. By shifting assets between taxable and tax-advantaged accounts, he demonstrates a practical, disciplined approach to preserving wealth without trying to time the market. It’s a clear example of turning volatility into opportunity while staying grounded in long-term investing principles. Read along with the original article(s) here: https://jlcollinsnh.com/2020/03/09/taking-advantage-of-mr-bear/ Quotes to ponder: "You play the cards you are dealt not the ones you wish you had." "Money you intend to spend in the next five years or so is best held in cash, which is what a money market fund is, or bonds." "Act too soon and we miss out on extra wandering. Wait too long and I might not have the energy left to easily make the transition." Learn more about your ad choices. Visit megaphone.fm/adchoices

People in this episode

Host: Diania Merriam

Guest: JL Collins

Topics covered

  • market downturn
  • investing strategy
  • capital gains taxes
  • wealth preservation
  • long-term investing

Keywords

  • market downturn
  • investing
  • capital gains
  • wealth preservation
  • long-term investing
  • tax-advantaged accounts
  • financial strategy

Mentioned in this episode

Organizations: Optimal Living Daily, Megaphone

Books & works: Taking Advantage of Mr. Bear

Places: United States

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