3548: How To Enjoy Life Without Going Broke by Michelle Schroeder-Gardner of Making Sense of Cents

3548: How To Enjoy Life Without Going Broke by Michelle Schroeder-Gardner of Making Sense of Cents

From Optimal Finance Daily - Financial Independence and Money Advice by Optimal Living Daily | Diania Merriam

May 4, 2026 · 8 min · Episode 3548

About this episode

Michelle Schroeder-Gardner discusses how to enjoy life without overspending, emphasizing intentional choices and budget-friendly experiences.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3548: Michelle Schroeder-Gardner challenges the idea that fun requires spending big, showing how simple, intentional choices can lead to a more fulfilling life without financial stress. From creative social gatherings to smart use of discounts and local resources, her ideas help you enjoy meaningful experiences while staying aligned with your budget. Read along with the original article(s) here: https://www.makingsenseofcents.com/2014/04/how-to-enjoy-life-without-going-broke.html Quotes to ponder: "If you can trust yourself with credit cards, then you may want to try earning some free travel or free gift cards by using your credit card just like you normally would." "Life isn’t all about money though, and there are plenty of ways to have fun without going broke." "If there is something that you know you plan on buying, you should always try seeing if there is a coupon or discount out there first." Episode references: RetailMeNot: https://www.retailmenot.com Groupon: https://www.groupon.com LivingSocial…

People in this episode

Host: Diania Merriam

Guest: Michelle Schroeder-Gardner

Topics covered

  • financial independence
  • budgeting
  • enjoying life
  • money-saving tips
  • intentional living
  • social gatherings

Keywords

  • financial stress
  • discounts
  • local resources
  • creative gatherings
  • couponing
  • free travel

Mentioned in this episode

Organizations: Making Sense of Cents, RetailMeNot, Groupon, LivingSocial, Airbnb

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