About this episode

Paul Gu discusses how Upstart's AI underwriting achieves 92% loan automation and drives profitability.

Upstart co-founder and CTO Paul Gu joins OPTO Sessions to explain how AI underwriting powers 92% fully automated loans and lifts conversion to approximately 24% as the AI lending marketplace returns to profitability with triple digit revenue growth. He unpacks fraud controls, the Upstart Macro Index, and expansion into HELOC and auto. ----- The content in this podcast is for informational purposes only. Opto Markets LLC does not recommend any specific securities or investment strategies. Investing involves risk & investments may lose value, including the loss of principal. Past performance does not guarantee future results. Investors should consider their investment objectives and risks carefully before investing. The information provided is not an endorsement of this product and is for information and/or educational purposes only.

People in this episode

Hosts: Haydn Brain, Ed Gotham

Guest: Paul Gu

Topics covered

• AI underwriting
• loan automation
• financial technology
• profitability
• fraud controls
• market expansion

Keywords

• Upstart
• AI underwriting
• loan automation
• conversion rate
• fraud controls
• HELOC
• auto loans

Mentioned in this episode

Organizations: Upstart, Opto Markets LLC, AI, HELOC, auto

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