About this episode

Anupam Gupta interviews Sashank Rishyasringa about the growth of Axio during India's fintech boom and discusses various aspects of consumer lending and credit culture.

In this episode of Paisa Vaisa, Anupam Gupta speaks with Sashank Rishyasringa, Co-founder of Axio, about startups, fintech, India’s evolving credit culture, and the future of consumer lending. They discuss the rise of checkout financing, Amazon’s acquisition of Axio, why startups are a “test match” and not a “T20,” the dangers of easy credit, how Indians should think about loans and EMIs, and why simplicity matters in both business and financial products. The episode also explores credit scores, BNPL, UPI, startup resilience, and lessons from author Haruki Murakami that apply surprisingly well to entrepreneurship. In this episode of Paisa Vaisa, Anupam Gupta speaks with Sashank Rishyasringa, Co-founder of Axio, about startups, fintech, India’s evolving credit culture, and the future of consumer lending. They discuss the rise of checkout financing, Amazon’s acquisition of Axio, why startups are a “test match” and not a “T20,” the dangers of easy credit, how Indians should think about loans and EMIs, and why simplicity matters in both business and financial products. The episode also explores credit scores…

People in this episode

Host: Anupam Gupta

Guest: Sashank Rishyasringa

Topics covered

• fintech
• consumer lending
• credit culture
• checkout financing
• startup resilience
• personal finance

Keywords

• fintech boom
• credit scores
• BNPL
• UPI
• easy credit
• loans
• EMIs
• startup models

Mentioned in this episode

Organizations: Axio, Amazon

Books & works: Haruki Murakami

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