How India Moved From Saving to Investing According to a Mutual Fund CEO | Paisa Vaisa

How India Moved From Saving to Investing According to a Mutual Fund CEO | Paisa Vaisa

July 5, 2026 · 33 min · Season 1 · Episode 574

About this episode

Anupam Gupta discusses mutual fund investing and India's shift from saving to investing with Mohit Bhatia, CEO of Bank of India Mutual Fund.

In this episode of Paisa Vaisa , Anupam Gupta is joined by Mohit Bhatia, CEO, Bank of India Mutual Fund , for a practical conversation on mutual funds, SIPs, valuations, and India’s long-term investing mindset. They discuss what retail investors should do in today’s market, why SIPs should be seen through the lens of discipline and rupee-cost averaging, and how below-average market returns can create opportunities for patient investors. Mohit also explains the role of satellite portfolios, the importance of reviewing allocations, and how mutual funds can serve different investor needs, including very short-term money. The episode also explores India’s 2047 growth vision, the shift from saving to investing, distributor sentiment on the ground, and why smaller or mid-sized AMCs can still create strong outcomes for investors. Tune in for a clear, India-focused conversation on mutual fund investing, investor behaviour, and long-term wealth creation. From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations. Listen on Spotify, Apple Podcasts, Amazon Music, JioSaavn, Gaana & more…

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