Stop Overfunding Your 401(k). Do This Instead

About this episode

James explains the importance of account types in retirement planning and the risks of overfunding a 401(k).

You can do everything right and still feel stuck. Save aggressively. Max out your 401k. Build a large portfolio. And then one day realize you can’t actually use it when you want to. In this episode, James explains why the type of account your money sits in can matter just as much as how much you’ve saved. When too much is locked inside pre tax accounts, retirement becomes a waiting game. Access comes with rules, penalties, or large tax consequences, even when the balance says you should be f...

People in this episode

Host: James Conole

Topics covered

• 401(k)
• retirement planning
• investment strategies
• tax implications
• financial freedom

Keywords

• 401(k)
• retirement
• investment
• taxes
• financial planning

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