Stop Working for Money You’ll Never Spend

Stop Working for Money You’ll Never Spend

From Ready For Retirement by James Conole, CFP®

April 5, 2026 · 10 min

About this episode

James Conole discusses the risks of delaying retirement and the importance of managing time effectively as one approaches retirement age.

One of the biggest fears people carry into retirement is running out of money. But for many retirees, the greater risk is something else entirely. Running out of time. In this episode, James Conole, CFP®, explains why the common habit of delaying retirement “just one more year” can quietly become one of the most costly decisions people make. Many individuals between ages 55 and 65 believe that one more bonus, one more year of saving, or one more market cycle will finally give them the confide...

People in this episode

Host: James Conole, CFP®

Topics covered

  • retirement planning
  • financial security
  • time management
  • investment strategies
  • delaying retirement

Keywords

  • retirement
  • money management
  • financial planning
  • retirement age
  • investment
  • savings
  • financial risks

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