Should I Put More Than 20% Down on My Home?

About this episode

This episode discusses the implications of putting more than 20% down on a home and how to navigate homeownership wisely.

Your home should be a blessing, not a burden—but unfortunately, some people learn that the hard way. Get the answers you need with Real Estate The Ramsey Way, and learn what to avoid and how to do real estate the right way. Next steps: 🏠Have questions about how real estate can help you reach your financial goals? Check out our ⁠⁠Real Estate Home Base⁠⁠ for free tools and resources to guide your next steps. 🏠And if you’re ready to buy or sell your home, ⁠⁠connect with a RamseyTrusted® real estate agent⁠⁠. They’re experts who’ll help you confidently navigate homeownership the way we teach. Listen to more from Ramsey Network 🎙️ ⁠⁠The Ramsey Show⁠⁠ 🧠 ⁠⁠The Dr. John Delony Show⁠⁠ 🍸 ⁠⁠Smart Money Happy Hour⁠⁠ 💡 ⁠⁠The Rachel Cruze Show⁠⁠ 💰 ⁠⁠George Kamel⁠⁠ 🪑 ⁠⁠Front Row Seat with Ken Coleman⁠⁠ 📈 ⁠⁠EntreLeadership⁠⁠ 💸 ⁠⁠The Ramsey Show Highlights⁠⁠ Learn more about your ad choices. ⁠⁠ ⁠Ramsey Solutions Privacy Policy⁠

People in this episode

Host: Ramsey Network

Topics covered

• home buying
• real estate
• financial goals
• down payment
• homeownership

Keywords

• down payment
• home buying
• real estate advice
• financial goals
• homeownership

Mentioned in this episode

Organizations: Ramsey Network, RamseyTrusted®

Books & works: Real Estate the Ramsey Way

More episodes of Real Estate the Ramsey Way

• We Keep Getting Outbid on Houses (Should We Offer More?) · June 8, 2026 · 17 min
• How Do I Prepare to Receive an Inherited Property? · June 1, 2026 · 18 min
• The Mindset You Need to Buy Your First Home (Dave Ramsey Explains) · May 25, 2026 · 10 min
• Am I Making a Huge Mistake Not Hiring My Own Real Estate Agent? · May 18, 2026 · 11 min
• My Boyfriend’s Mom Is Trying to Control Where We Live · May 11, 2026 · 11 min
• Everyone Says This Is The Best Way To Buy a Home (Are They Right)? · May 4, 2026 · 9 min