About this episode

This episode discusses how to buy a house without a credit score and addresses unexpected HOA fees.

From buying a home without a credit score to dealing with an unexpected HOA fee, we walk through real-life housing decisions and what to do next. Next steps: 🏠Not sure what to do next when buying or selling your home? Check out our ⁠⁠Real Estate Home Base⁠⁠ for free tools and resources to guide your next steps. 🏠And if you’re ready to buy or sell your home, ⁠⁠connect with a RamseyTrusted® real estate agent⁠⁠. They’re experts who’ll help you confidently navigate homeownership the way we teach. Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy

Topics covered

• buying a house
• credit score
• HOA fees
• real estate decisions
• homeownership

Keywords

• buy a house
• credit score
• HOA fee
• real estate
• homeownership
• housing decisions

Mentioned in this episode

Organizations: Ramsey Network, RamseyTrusted®

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• Is My Mortgage Too Big for My Income? · March 30, 2026 · 16 min
• Should I Put More Than 20% Down on My Home? · March 23, 2026 · 19 min
• How Do I Deal With Investing FOMO While Saving for a House? · March 16, 2026 · 18 min

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