#206 - Q&A edition...Social Security spousal benefits, tax withholdings on Social Security, bonds vs bond funds, separating basis out of IRAs and MORE!
From Retirement Planning Education, with Andy Panko by Andy Panko
May 28, 2026 · 55 min
About this episode
Andy Panko answers listener questions about various financial planning topics including Social Security benefits and investment strategies.
Listener Q&A where Andy talks about: Claiming your own Social Security benefit at 62 and then later switching to collecting a spousal benefit after your spouse starts their benefit ( 5:45 )It's said by comedians that there are just a small number of basic jokes and everything else is just a variation. The same could be said about financial planning, where there are just a few core topics, and everything else is a variation on a core topic ( 11:18 )What is meant when it's said the st...
People in this episode
Host: Andy Panko
Topics covered
- Social Security spousal benefits
- tax withholdings on Social Security
- bonds vs bond funds
- IRAs
- financial planning
Keywords
- Social Security
- spousal benefits
- tax withholdings
- bonds
- bond funds
- IRAs
- financial planning
More episodes of Retirement Planning Education, with Andy Panko
- #207 – Roth conversion analysis: more than meets the eye · June 4, 2026 · 1h 19m
- #205 – "Real" person retirement planning chat with Daryl · May 21, 2026 · 1h 6m
- #204 - "Hot topics" edition...Andy and Brad Flood talk about portfolio withdrawal strategies & sequence of returns risk, financial planning software limitations, balancing optimization and simplicity, and MORE! · May 14, 2026 · 1h 31m
- #203 – Options for holding cash and cash equivalents · May 7, 2026 · 1h 21m
- #202 – Guest host Mark Rosinski discusses Treasury obligation interest, basis in inherited IRAs, RMD aggregation rules, doubling up contributions to 457 plans, and ways to invest during the Social Security delay period · April 30, 2026 · 1h 11m
- #201 - Q&A edition...A.I. and financial planning, the "withhold and replace" method of paying taxes, step DOWN in basis, TIPS ladders and MORE! · April 23, 2026 · 58 min
Explore listener stats, chart rankings, contacts and more on the Retirement Planning Education, with Andy Panko podcast page.