About this episode

Andy discusses the complexities of Roth conversions and the challenges in quantifying potential tax savings.

Andy discusses the various areas of consideration and analysis that go into deciding whether Roth conversions might potentially be of value. Furthermore, he explains why it's impossible to actually quantify how much tax savings, if any, Roth conversions might potentially create. And what to consider when figuring out how much to convert in any given year Links in this episode: Vanguard's "Break Even Tax Rate" Roth conversion analysis white paper - hereTenon Financial's June 2026 Newsletter/...

People in this episode

Host: Andy Panko

Topics covered

• Roth conversions
• tax savings
• financial planning
• retirement
• investment analysis

Mentioned in this episode

Organizations: Vanguard, Tenon Financial

More episodes of Retirement Planning Education, with Andy Panko

• #206 - Q&A edition...Social Security spousal benefits, tax withholdings on Social Security, bonds vs bond funds, separating basis out of IRAs and MORE! · May 28, 2026 · 55 min
• #205 – "Real" person retirement planning chat with Daryl · May 21, 2026 · 1h 6m
• #204 - "Hot topics" edition...Andy and Brad Flood talk about portfolio withdrawal strategies & sequence of returns risk, financial planning software limitations, balancing optimization and simplicity, and MORE! · May 14, 2026 · 1h 31m

Explore listener stats, chart rankings, contacts and more on the Retirement Planning Education, with Andy Panko podcast page.