Money Chats - Ep 43

Money Chats - Ep 43

From Sam Black Sessions by Sam Black

March 31, 2026 · 10 min

About this episode

Sam Black and Brendan Lowridge discuss current economic factors affecting interest rates and housing market dynamics.

Sam Black is joined by Brendan Lowridge for a deep dive into what’s really happening with interest rates, inflation, and buyer sentiment right now. They unpack the RBA’s recent rate moves, why the market has shifted so quickly in just a couple of weeks, and how government spending and global conflict are feeding into the uncertainty. Brendan breaks down why modelling your repayments at different rate scenarios is the smartest thing you can do right now instead of sitting on the sidelines paralysed by fear. They also get into why construction costs aren’t coming down anytime soon, what that means for housing supply at the entry level, and why the buyers who moved during the last period of uncertainty came out on top. If you’re a first home buyer or investor wondering whether now is the right time to act, this one’s for you.​​​​​​​​​​​​​​​​

People in this episode

Host: Sam Black

Guest: Brendan Lowridge

Topics covered

  • interest rates
  • inflation
  • buyer sentiment
  • government spending
  • housing supply
  • first home buyers
  • investing

Keywords

  • interest rates
  • inflation
  • buyer sentiment
  • RBA
  • construction costs
  • housing supply
  • first home buyers
  • investors

Mentioned in this episode

Organizations: RBA

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