About this episode

Craig Raw discusses the implications of Silent Payments and multisig UX in Bitcoin wallets.

In this episode, Craig Raw returns to discuss Sparrow’s Silent Payments and Frigate integration, where multisig UX stands in 2026, his thoughts on building Bitcoin wallet software solo, and the ongoing challenges of distribution and platform risk. We discuss: Silent Payments and their impact on privacy and UX Platform risks and the importance of pragmatic development Standards and interoperability in Bitcoin wallets The future of multi-sig UX and hardware wallet support Cryptographic innovations like Frigate for scalable scanning Timestamps: 00:00 - Intro and Apple’s Walled Garden 05:30 - Pragmatism in Bitcoin 06:30 - Silent Payments: A New Era for Bitcoin Transactions 08:40 - Biggest Challenge in Bitcoin Privacy today 12:03 - Why Address Re Use is so prevalent today 13:40 - Contrasting Silent Payments and Lightning Address 16:00 - The Benefits of Silent Payments Far Outweigh Incremental Complexity 19:00 - The Future if the Bitcoin Community Doesn’t Move on this 22:45 - Privacy vs Convenience 25:40 - Putting SP and Lightning Address together 28:30 - The Scanning Challenge for SP and Frigate 37:20 - Hardware Reqruirements for Frigate 41:00 - Can Hardware Wallets Support SP? 49:55…

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