Ep. 1972: Your Questions, No Detours

Ep. 1972: Your Questions, No Detours

September 4, 2026 · 35 min · Episode 1972

About this episode

Don McDonald addresses various listener questions related to retirement spending, investment strategies, and financial products.

Should retirement spending pass through a Roth? Can a nonprofit offer a 401(k) with ETFs? Does active management really win overseas? Don works through a packed listener-question episode covering Roth conversions, retirement-plan rollovers, SPIVA versus Morningstar, Treasuries and CDs, dividend reinvestment in retirement, and whether a variable universal life policy still earns its keep. Want more Money Music? Hear extended versions from Don’s fictional AI band, The Financial Fysicist, on Ap...

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