Start Young

Start Young

April 15, 2026 · 30 min

About this episode

This episode emphasizes the importance of starting early in investing, introducing the Youth Retirement Account concept and discussing its potential benefits.

Starting early beats almost everything else in investing—and this episode drives that home with eye-opening math and a brand-new tool for jumpstarting a kid’s retirement. Don and Tom break down the new “Youth Retirement Account” concept (government seed money plus family contributions), compare it to Roth IRAs and 529 rollovers, and show how relatively modest early contributions can grow into millions. Then they pivot to a listener question about a Nationwide indexed annuity and dismantle the...

People in this episode

Hosts: Don McDonald, Tom

Topics covered

Keywords

Mentioned in this episode

Organizations: Nationwide

Products: Youth Retirement Account, Roth IRAs, 529 rollovers

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