The Retirement Trap — Should You Really Stop Working at 65?

The Retirement Trap — Should You Really Stop Working at 65?

June 23, 2026 · 33 min · Episode 1122

About this episode

Derek Coburn discusses the outdated retirement model and how rethinking retirement can enhance life satisfaction and financial security.

The modern idea of retirement was built on a bet that turned out to be wrong. It assumed people would spend most of their lives working and only a relatively short period of time retired. Instead, many Americans now reach 65 healthy, active, and with an entire third of their life ahead of them. Yet we're still using a retirement model designed for a world in which old age was shorter and fewer people expected decades of life after leaving the workforce. My guest says that outdated assumption creates some unfortunate unintended consequences. It causes people to stress excessively about money, postpone meaningful experiences with family and friends, and sometimes sacrifice the very things that make life worth living in the first place. He argues that by rethinking retirement — not necessarily eliminating it, but reimagining it — we can enjoy more of our lives now while actually feeling more secure about the future. His name is Derek Coburn, and he's a financial advisor and the author of Let's Retire Retirement . Today on the show, Derek explains why the traditional retirement model came about, why it may no longer make sense for many people, and how working even a few years past 65…

People in this episode

Host: The Art of Manliness

Guest: Derek Coburn

Topics covered

Keywords

Mentioned in this episode

Books & works: Let's Retire Retirement

More episodes of The Art of Manliness

Explore listener stats, chart rankings, contacts and more on the The Art of Manliness podcast page.