418: From Credit Card Debt to Business Owner: Nancy's Real Money Transformation (Listener Interview)

418: From Credit Card Debt to Business Owner: Nancy's Real Money Transformation (Listener Interview)

April 23, 2026 · 17 min · Episode 418

About this episode

Nancy Ceus-Decoteau shares her journey from credit card debt to becoming a business owner and educator.

New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now In this episode of the Clever Girls Know Podcast listener interview series , I'm sitting down with one of you—our community—to talk about what it really looks like to start from scratch and stay consistent. I'm interviewing Nancy Ceus-Decoteau, an aspiring educator and entrepreneur who began her financial journey during the pandemic in 2020. What started with discovering Clever Girl Finance and using free worksheets turned into a complete mindset shift around money. Since then, Nancy has launched her own childcare business, is working toward her bachelor's degree to become a teacher, and is actively building a foundation for long-term financial freedom. Her story is a reminder that wealth-building doesn't start with perfection—it starts with a decision to do better, one step at a time. What Nancy Discussed How she started her financial journey during the pandemic in 2020 Feeling unprepared with money and deciding to take budgeting seriously Discovering Clever Girl Finance and using free worksheets to organize her finances…

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