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Insights are generated by CastFox AI using publicly available data, episode content, and proprietary models.
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Estimated from 3 chart positions in 3 markets.
By chart position
- 🇮🇹IT · Self-Improvement#8010K to 30K
- 🇳🇴NO · Self-Improvement#713K to 10K
- 🇹🇭TH · Self-Improvement#106500 to 3K
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Est. listeners per new episode within ~30 days
4.0K to 13K🎙 Daily cadence·425 episodes·Last published yesterday - Monthly Reach
Unique listeners across all episodes (30 days)
14K to 43K🇮🇹70%🇳🇴23%🇹🇭7% - Active Followers
Loyal subscribers who consistently listen
5.4K to 17K
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* Data sourced directly from platform APIs and aggregated hourly across all major podcast directories.
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From 10 epsHost
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Recent episodes
430: Vicky Quit Corporate, Moved to 4 Countries, and Finally Stopped Feeling Behind
Jun 23, 2026
Unknown duration
429: You're Making More Money But Still Broke? 7 Mistakes Keeping You Stuck
Jun 11, 2026
Unknown duration
428: Building a Purpose-Driven Business Without Losing Yourself
Jun 9, 2026
Unknown duration
427: The Real Reason You Can't Stay Financially Disciplined (And How To Make It Easier)
Jun 4, 2026
Unknown duration
426: Why You Keep Overspending (And How To Finally Stop)
Jun 2, 2026
Unknown duration
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| Date | Episode | Topics | Guests | Brands | Places | Keywords | Sponsor | Length | |
|---|---|---|---|---|---|---|---|---|---|
| 6/23/26 |  430: Vicky Quit Corporate, Moved to 4 Countries, and Finally Stopped Feeling Behind | On this episode of the podcast, we're joined by Vicky South for a deeply honest conversation about burnout, debt, emotional spending, and redefining success at 40. Vicky is a British expat who has spent more than 15 years living across Vietnam, India, Hong Kong, and Argentina, navigating money across multiple countries and currencies while intentionally choosing a nontraditional path. Despite being financially knowledgeable from a young age—even researching savings account interest rates as a child—she shares how emotional health, anxiety, and burnout shaped her financial decisions just as much as financial literacy did. Now in the middle of an 18-month transition out of corporate life and into entrepreneurship, Vicky opens up about managing finances without a traditional paycheck, unlearning shame around money, and helping women understand that they are not "behind" just because their lives don't follow conventional timelines. What Vicky Discussed on the Podcast: How living across multiple countries shaped her perspective on money, freedom, and success. Why choosing not to buy property was an intentional decision—not a failure. Her early fascination with money and financial literacy. Why financial knowledge alone isn't enough to build healthy money habits. The connection between anxiety, emotional health, shopping, and overspending. What burnout taught her about work, identity, and financial security. How she has stayed financially stable during an 18-month career pivot without a salary or pension. Why so many women feel "behind" financially by 40 and how to release comparison-based thinking. How teaching herself to invest during the 2008 banking crisis shaped her confidence with money. Lessons learned from managing finances across currencies, countries, and financial systems as an expat. Shame narratives and money beliefs she had to unlearn. Advice for women feeling embarrassed about debt, financial mistakes, or starting over later in life. AND SO MUCH MORE How to Keep Up With Vicky: Substack: Money — For Those Who Feel Behind LinkedIn: Vicky South Instagram: @vicsouthexplorer New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now More Clever Girl Finance Resources: 👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: @clevergirlfinance | — | ||||||
| 6/11/26 |  429: You're Making More Money But Still Broke? 7 Mistakes Keeping You Stuck | Your salary keeps increasing, but somehow you're still living paycheck to paycheck. If you've ever gotten a raise, promotion, or new job and wondered where all the extra money went, you're not alone. On this podcast episode, I'm breaking down the real reasons why earning more money doesn't automatically make you wealthier, and what you can do to finally get ahead financially. We'll talk about lifestyle inflation, rising fixed expenses, saving and investing strategies, debt, budgeting, and the mindset shifts that help you turn higher income into real wealth. You'll learn: Why lifestyle creep keeps so many high earners broke How fixed expenses quietly consume your raises The pay-yourself-first strategy that actually works Why debt may be stealing your income growth How to create a spending plan that supports your goals The difference between saving money and building wealth Why defining your version of "enough" matters If you're tired of making more money without making financial progress, this episode will help you create a plan that allows you to keep more, save more, invest more, and build lasting wealth. New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now More Clever Girl Finance Resources: 👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: @clevergirlfinance | — | ||||||
| 6/9/26 |  428: Building a Purpose-Driven Business Without Losing Yourself | On this episode of the podcast, we're joined by Marcia Armstrong, MBA, founder of A Purpose Life and a multi-award-winning finance educator and business consultant, for an insightful conversation about building a purpose-driven business without losing yourself in the process. With more than 15 years of experience in the finance industry, Marcia has helped individuals and organizations make strategic financial decisions that lead to sustainable success. She shares her journey from having a strong foundation in personal finance to navigating the very different realities of entrepreneurship, including the challenges of managing cash flow, pricing, business growth, and the emotional weight that often comes with being a founder. This episode is packed with practical lessons for entrepreneurs who want to build profitable businesses while protecting their wellbeing and staying aligned with their purpose. What Marcia Discussed on the Podcast: Her journey into entrepreneurship and the inspiration behind launching A Purpose Life. The differences between managing personal finances and managing business finances. Why financial confidence in your personal life doesn't automatically translate to business success. Financial lessons learned the hard way during the early stages of entrepreneurship. Navigating the pressure of being solely responsible for business and personal financial stability. The shift from reactive financial decisions to intentional planning and strategy. Financial systems and habits that created more structure, clarity, and peace of mind. Why entrepreneurs need to separate business performance from personal identity. How her approach to pricing, cash flow, and growth has evolved over time. Advice for entrepreneurs who avoid looking at their numbers because of fear or emotional attachment. Building a financially sustainable business without falling into burnout. The business and money lessons she wishes she had learned earlier. How to Keep Up With Marcia: Follow on Instagram: @apurposelife246 Connect on LinkedIn: Marcia Armstrong Learn more: apurposelife246.com New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now More Clever Girl Finance Resources: 👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: @clevergirlfinance | — | ||||||
| 6/4/26 |  427: The Real Reason You Can't Stay Financially Disciplined (And How To Make It Easier) | Why does financial discipline feel so hard sometimes? Why do you keep overspending even when you genuinely want to stop? On this episode, I'm breaking down the real reasons financial discipline feels difficult, and why it has far less to do with willpower than most people think. You'll learn: Why relying on motivation keeps people stuck How your environment impacts your spending habits The systems that make managing money easier Why all-or-nothing thinking sabotages your progress How to build habits that actually stick The mindset shifts that help you stay consistent long term If you've been feeling frustrated with your money habits, this episode will help you stop blaming yourself and start creating systems that actually support your financial goals. Because building wealth is not about being perfect. It's about building a financial life that works for you consistently over time. New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now More Clever Girl Finance Resources: 👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: @clevergirlfinance | — | ||||||
| 6/2/26 |  426: Why You Keep Overspending (And How To Finally Stop) | You know you probably shouldn't have bought it… but you did anyway. And no — it's not because you're "bad with money." Overspending is rarely just a money problem. It's emotional, behavioral, psychological, and often deeply connected to your habits, environment, and past experiences with money. On this episode, I'm breaking down the REAL reasons why people overspend, even when they know better, and how to finally start changing those habits for good. If you've struggled with impulse spending, emotional spending, lifestyle creep, or constantly feeling like your money disappears, this video is for you. You'll learn: Why emotional spending happens How social media and your environment influence your spending The psychology behind impulse purchases Why budgeting alone often doesn't work How to stop overspending without shame or guilt Practical strategies to become more intentional with money The truth is: awareness changes everything. Once you understand why you overspend, you can finally start building habits that support your financial goals instead of sabotaging them. New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now More Clever Girl Finance Resources: 👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: @clevergirlfinance | — | ||||||
| 5/26/26 |  425: How to Raise Money-Smart Kids with Confidence and Purpose With Jamie Bosse | On this episode of the podcast, we're joined by Jamie Bosse—Financial Planner, author, and mom of four—for an empowering conversation about how to raise financially confident kids and introduce investing early. Jamie is passionate about helping young families take control of their finances while teaching children practical money skills that will serve them for life. As the author of Investing for Tweens, Money Boss Mom, and the Milton the Money Savvy Pup children's book series, she believes financial literacy should start long before adulthood. In this episode, Jamie shares simple, realistic ways parents can teach investing, saving, and healthy money habits without overwhelm—while also modeling confidence, balance, and intentionality at home. What Jamie Discussed on the Podcast: Her background and what inspired her passion for helping families raise money-smart kids. Why teaching investing and financial literacy early is so important for tweens and young children. Advice for parents who feel intimidated teaching money lessons while still figuring out finances themselves. The most important financial lessons tweens should learn before becoming teenagers. Simple and engaging ways to introduce investing to children. Common mistakes families make when teaching kids about money and how to avoid them. How to teach delayed gratification and smart saving without creating fear or guilt around spending. How being a mom of four shaped her approach to financial education. Practical ways to make money conversations part of everyday family life. Mindset shifts that help children grow into financially confident adults. How to Keep Up With Jamie: Instagram: @MoneyBossMom Facebook: Money Boss Mom Websites: CGNadvisors.com Personal site: moneybossmom.com More of her books: miltonthemoneysavvypup.com New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now More Clever Girl Finance Resources: 👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: @clevergirlfinance | — | ||||||
| 5/21/26 |  424: Money Moves Every Newlywed Should Make Right Away | You just got married, congratulations! This is one of the most exciting chapters of your life… but it's also one of the most important times to get your money right. Because here's the truth: merging your life also means merging your finances — and if you don't do it intentionally, money can quickly become a source of stress instead of strength in your marriage. On this episode, I'm walking you through 9 smart money moves every newly married couple should make right away to build a strong financial foundation together. Whether you're combining finances, keeping things separate, or doing a hybrid approach — these steps will help you avoid common mistakes and start building wealth as a team. You'll learn key tips on: How to talk openly about money with your spouse How to structure your bank accounts as a couple How to align your financial goals and avoid conflict What to update immediately after getting married How to build an emergency fund and protect your future Why estate planning matters (even early on) Marriage is about partnership, and that includes your money. New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now More Clever Girl Finance Resources: 👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: @clevergirlfinance | — | ||||||
| 5/19/26 |  423: Bankruptcy, Healing And Starting Over | On this episode of the podcast, we're joined by Deora Clairé—Digital Marketing Professional, author, speaker, and Christian bilingual singer-songwriter—for a deeply honest conversation about rebuilding your life after financial and personal setbacks. Deora opens up about her mental health crisis during the pandemic, the experience of filing for bankruptcy at 26, and the reality of starting over from the ground up—financially, emotionally, and spiritually. She shares how she moved from that low point into a high-earning corporate role while intentionally rebuilding her savings, paying down debt, and restoring her credit. Through her story, Deora offers powerful insight into choosing consistency over perfection, releasing financial shame, and finding the confidence to begin again—no matter where you're starting from. What Deora Discussed on the Podcast: Her experience navigating a mental health crisis and how it impacted her finances. What filing for bankruptcy at 26 was really like—emotionally and financially. The reality that habits don't automatically change after debt discharge. The turning point that sparked both mental and financial transformation. What choosing consistency over perfection looks like in real life. Mindset shifts needed to break cycles of debt and negative net worth. Letting go of financial shame and rebuilding confidence. Advice for anyone feeling like they've completely messed up their finances. How to Keep Up With Deora Clairé: Follow on Instagram: @deoraclaire Learn more: deoraclaire.com New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now More Clever Girl Finance Resources: 👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: @clevergirlfinance | — | ||||||
| 5/14/26 |  422: Paid Off Debt? Do These 10 Things Next (Don't Mess This Up) | If you've paid off your debt… first of all, congratulations. That is a huge financial milestone. But here's the truth most people don't talk about: What you do next matters just as much as paying it off. Because if you don't have a plan, that extra money can disappear just as quickly as it used to go toward debt. On this episode, I'm walking you through 10 smart money moves to make after paying off debt so you can stay debt-free and start building real wealth. You'll learn: What to do immediately after paying off debt How to avoid lifestyle creep Where to put your extra money now How to build your emergency fund the right way How to start investing after debt How to shift your mindset from debt-free to wealth builder This is your next chapter. Paying off debt is often about survival. What comes next is about ownership, investing, and long-term wealth. New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now More Clever Girl Finance Resources: 👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: @clevergirlfinance | — | ||||||
| 5/12/26 |  421: $80K in Debt to Homeowner: Angela's Financial Transformation | On this episode of the podcast, we're joined by Angela Weikel, founder of The Moneta Academy, for a powerful conversation about what it really takes to rebuild your finances while navigating burnout, service work, and real life pressure. She shares her personal journey from being nearly $80,000 in debt and emotionally overwhelmed to achieving financial stability, paying off her car, and becoming a homeowner. Through a nervous-system–informed lens, Angela reframes financial stress and burnout not as personal failure, but as a response to systemic strain, and offers a more compassionate, sustainable path to building clarity, confidence, and peace with money. Angela is deeply committed to supporting the helpers—case managers, advocates, and system leaders—who carry so much for others, often at the expense of themselves. What Angela Discussed on the Podcast: Her background and what led her to join Clever Girl Finance. What life felt like while carrying nearly $80,000 in debt—emotionally and financially. The decision to stop staying stuck and take control of her finances. Building a relationship with money rooted in clarity, consistency, and self-trust. The specific tools and frameworks that helped her pay off debt. What made her financial transformation sustainable—not just temporary. The difference between financial stability and true financial peace. How goal setting helped turn intention into real, measurable progress. Challenging the belief that financial stability isn't possible for everyone. How her personal journey now shapes the way she supports others through The Moneta Academy. Advice for women who pour into others but feel financially and emotionally drained themselves. Her clever girl superpower. Where to learn more about her work and offerings. How to Keep Up With Angela Weikel: LinkedIn: Angela Weikel Instagram: @the_moneta_academy Join her waitlist: Mini Course Waitlist Learn more: Angela Weikel New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now More Clever Girl Finance Resources: 👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: @clevergirlfinance | — | ||||||
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| 5/5/26 |  420: 8 Money Moves Every New Parent Needs to Make Right Now | New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now If you just had a baby, or you're about to, your life has changed in a big way. And your finances? They've changed too. In this episode, I'm breaking down 8 essential money moves every new parent needs to make right now to protect their family and build long-term financial security. These are practical, real-life steps you can take immediately—even if you're exhausted and short on time. Because the truth is: the decisions you make in these early months can have a lasting impact on your financial future. You'll learn key tips on: How to update your budget for your new reality Why your emergency fund needs to grow—and by how much What to know about adding your baby to health insurance Why life insurance is critical once you have a child Updating your beneficiaries and create a will Starting to save for college with a 529 plan Thinking through your income and career plan as a parent Why automating your savings is a game-changer For new and expecting parents: Whether you're a new mom, expecting your first baby, or growing your family, these money tips will help you feel more confident and prepared with your finances. More Clever Girl Finance Resources: 👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: @clevergirlfinance | — | ||||||
| 4/28/26 |  419: The 4 Pillars of Wealth That Made Me a Millionaire (It's Not Luck)✨ | wealth buildingfinancial education+3 | — | Clever Girl MillionaireClever Girl Finance | — | wealthmillionaire+3 | — | 15m 16s | |
| 4/23/26 |  418: From Credit Card Debt to Business Owner: Nancy's Real Money Transformation (Listener Interview)✨ | financial journeyentrepreneurship+3 | Nancy Ceus-Decoteau | Clever Girl MillionaireClever Girl Finance | — | credit card debtfinancial freedom+3 | — | 16m 55s | |
| 4/23/26 | 418: From Credit Card Debt to Business Owner: Nancy's Real Money Transformation | New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now On this episode of the Clever Girls Know Podcast, I'm sitting down with one of you—a Clever Girls Know Podcast listener and community member—to talk about what it really looks like to start from scratch and stay consistent. I'm interviewing Nancy Ceus-Decoteau, an aspiring educator and entrepreneur who began her financial journey during the pandemic in 2020. What started with discovering Clever Girl Finance and using free worksheets turned into a complete mindset shift around money. Since then, Nancy has launched her own childcare business, is working toward her bachelor's degree to become a teacher, and is actively building a foundation for long-term financial freedom. Her story is a reminder that wealth-building doesn't start with perfection—it starts with a decision to do better, one step at a time. What Nancy Discussed How she started her financial journey during the pandemic in 2020 Feeling unprepared with money and deciding to take budgeting seriously Discovering Clever Girl Finance and using free worksheets to organize her finances Building her first budget and creating a clear financial plan Gaining confidence through learning, reading, and applying financial concepts Starting her childcare business and stepping into entrepreneurship Developing discipline and responsibility with money as a business owner Navigating challenges with saving and staying consistent Balancing school, business, and financial goals at the same time Staying committed to long-term financial freedom despite setbacks Defining what financial freedom looks like for her future Advice for others who are just beginning their financial journey How to Keep Up With Nancy Follow on Instagram: @nancy_poo92 Follow her business journey: @nurturedbynd More Clever Girl Finance Resources: 👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: @clevergirlfinance | — | ||||||
| 4/21/26 |  417: My Life has been Life-Ing… Unexpected Expenses & Staying on Track (Live Session Replay)✨ | unexpected expensesfinancial mindset+3 | — | Clever Girl FinanceClever Girl Millionaire | — | unexpected expensesemergency fund+3 | — | 38m 25s | |
| 4/16/26 |  416: Starting a New Job? 7 Money Moves You Must Make Right Away✨ | new jobmoney moves+4 | — | Clever Girl MillionaireClever Girl Finance | — | new jobfirst paycheck+4 | — | 7m 39s | |
| 4/14/26 |  415: How Odunayo Went From $40K to $1M Assets in 5 Years (Listener Interview)✨ | wealth buildingfinancial discipline+4 | Odunayo Ajayi | Clever Girl MillionaireMicrosoft | AkureNew Jersey | financial growthasset management+4 | — | 28m 43s | |
| 4/14/26 | 415: How Odunayo Went From $40K to $1M Assets in 5 Years | New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now On this episode of the podcast, I'm joined by Odunayo Ajayi, a Technical Program Manager at Microsoft and Clever Girls Know Podcast listener, who shares how she grew her assets from $40,000 to $1 million in just five years. Originally from Akure, Nigeria and now based in New Jersey, Odunayo brings a unique blend of professional experience, faith, and financial discipline to her wealth-building journey. She opens up about the early mistakes, key turning points, and intentional strategies that helped her build momentum—and ultimately achieve a major financial milestone. If you've ever felt behind or unsure where to start, this episode is proof that with clarity, consistency, and the right mindset, real transformation is possible. What Odunayo Discussed on the Podcast: Her starting point at $40K and what her financial life looked like at the time. Early gaps in financial knowledge and key money mistakes. The turning point that led her to take her finances seriously. The first financial changes that created momentum. A step-by-step breakdown of how she grew her assets to $1M in five years. Her early investing strategy and how she made decisions. Challenges and setbacks faced along the way and how she navigated them. Mindset shifts that helped her move from uncertainty to confidence. Balancing wealth-building with family goals and future planning. Advice for anyone feeling behind or overwhelmed with their finances. AND SO MUCH MORE How to Keep Up With Odunayo: Follow on Instagram: @odunayooajayi Learn more: odunayoajayi.com More Clever Girl Finance Resources: 👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: @clevergirlfinance | — | ||||||
| 4/9/26 |  414: I Thought My Rental Was Passive Income… Until This Happened (Tenant From Hell)✨ | real estate investingpassive income+3 | — | Clever Girl FinanceClever Girl Millionaire | — | rental propertiespassive income+4 | — | 15m 06s | |
| 4/7/26 |  413: Ditching $150K in 16 Months - How Arden Transformed Her Financial Future✨ | debt repaymentfinancial freedom+3 | Arden Missal | Clever Girl MillionaireShe's Financially Free | — | student loan debtfinancial future+3 | — | 54m 08s | |
| 4/2/26 |  412: Should You Combine Finances in Marriage? (What Actually Works)✨ | finances in marriagejoint accounts+4 | — | Clever Girl MillionaireClever Girl Finance | — | marriage financesjoint bank accounts+3 | — | 14m 17s | |
| 3/31/26 |  Clever Girl Millionaire is Officially Here + What I Want You To Take Away✨ | book launchfinancial empowerment+3 | — | Clever Girl FinanceClever Girl Millionaire | — | Clever Girl Millionairefinancial freedom+3 | — | 7m 38s | |
| 3/26/26 |  411: It's Not Too Late, You Are NOT Behind (Starting At 35, 45, 55...)✨ | wealth buildingfinancial security+3 | — | Clever Girl MillionaireClever Girl Finance | — | wealthfinancial future+3 | — | 12m 51s | |
| 3/24/26 |  410: How Teachers Can Build Wealth, Without Leaving The Classroom | New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now On this episode of the podcast, we're joined by Rose Mendonca, career educator and founder of Teacher Talks Money, for an important conversation about how teachers can build wealth without leaving the classroom. Rose is passionate about helping educators gain confidence in their finances and break the long-standing myth that teachers must struggle financially to be truly dedicated to their students. As a first-generation college student raised by immigrant parents from the Azores and a bilingual learner growing up in Lowell, Massachusetts, Rose's personal journey shaped her determination to succeed and empower others. Today, she uses her platform to help educators understand their financial options, plan for retirement, and build long-term wealth while continuing to do the work they love. What Rose Discussed on the Podcast: Her personal journey and how it led to the creation of Teacher Talks Money. The myth that teachers must struggle financially to be devoted to their students—and why it needs to change. The real earning and wealth-building potential available to educators. How her experience as a first-generation college student and bilingual learner shaped her relationship with money and ambition. The biggest financial challenges teachers face and practical steps to overcome them. What educators should be doing now to build strong retirement plans. Mindset shifts teachers can make to move from financial limitation to long-term wealth building. Creative and lesser-known income strategies teachers can use without leaving the profession. How to balance a passion for teaching with the need for financial stability and independence. The role of mentorship and community in helping teachers build financial confidence. AND SO MUCH MORE How to Keep Up With Rose: Website: teachertalksmoney.com Social media: @teachertalksmoney More Clever Girl Finance Resources: 👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: @clevergirlfinance | — | ||||||
| 3/19/26 |  409: How I Lost 40% of My Retirement Savings (A Huge Money Mistake) | New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now Let me share a money mistake that still stings to talk about. Before building Clever Girl Finance, writing books, and becoming a millionaire, I made a mistake that cost me 40% of my retirement savings overnight. Yes, 40%! I'm sharing the story of how I accidentally triggered taxes and penalties on my 401(k) after leaving a job, the lesson I learned the hard way, and what I would do differently today. If you're changing jobs or thinking about cashing out a 401(k), this is something you need to understand before making a move. What I share: The 401(k) rollover mistake that cost me thousands Why cashing out your retirement account can be extremely expensive The difference between a 401(k) rollover and a payout How to avoid early withdrawal penalties and taxes What to do with your 401(k) when leaving a job Money mistakes happen to everyone, even financial experts. What matters most is how you learn from them and rebuild. I share this story in Chapter 6 of my new book Clever Girl Millionaire, where I talk about real-life financial mistakes, lessons learned, and how resilience plays a role in building long-term wealth. If you've ever made a financial mistake, know this: your story isn't over. You can learn, recover, and keep building. More Clever Girl Finance Resources: 👋 New to Clever Girl Finance? Start here: https://clevergirlfinance.com/start-here ❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation! clevergirlfinance.com/subscribe ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: @clevergirlfinance | — | ||||||
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