Coins.ph – Building the Stablecoin Economy
From The Crypto Conversation by Brave New Coin
April 20, 2026 · 26 min
About this episode
Wei Zhou discusses the transformation of Coins.ph into a stablecoin marketplace and its impact on remittances in the Philippines.
Wei Zhou is the CEO of Coins.ph, the largest crypto-native fintech platform in the Philippines, which he acquired in 2022. A former CFO of Binance and long-time finance executive — Wei has been rebuilding Coins.ph as a fully regulated on-ramp between fiat, crypto and stablecoins for Filipino users and businesses, while extending the playbook globally through Coins.xyz. Why you should listen A real-world stablecoin case study: The Philippines pulls in close to $100 billion a year in foreign inflows — roughly $38 billion in retail remittances from nearly 10 million overseas Filipino workers, plus around $50 billion flowing into the country's huge business process outsourcing sector. Historically almost all of it moved over Swift banking rails at 5–6% in fees, which remittance pioneers like Remitly and MoneyGram dragged down to 2–4%. Wei walks through how stablecoin rails are collapsing those costs further still — Coins.ph has run USDC flows with Circle at just 20–30 basis points — and why, post-Covid, everyday Filipino families and businesses with overseas ties are pivoting into stablecoins on their own. A two-sided marketplace with a stablecoin flywheel: Wei thinks of Coins.ph…
People in this episode
Guest: Wei Zhou
Topics covered
- stablecoin economy
- remittances
- fintech
- crypto regulation
- digital dollars
- financial inclusion
Keywords
- stablecoin
- Coins.ph
- remittances
- Philippines
- crypto
- fintech
- USDC
- foreign inflows
- digital currency
Mentioned in this episode
Organizations: Coins.ph, Binance, Circle
Places: Philippines, Swift, USDC
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