Frances Cook on Why You Don’t Need to Be Perfect With Money.

Frances Cook on Why You Don’t Need to Be Perfect With Money.

From The Curve by The Curve Platform

April 22, 2026 · 56 min · Season 1 · Episode 210

About this episode

Frances Cook discusses the importance of direction over perfection in managing money.

🌟 WATCH THIS EPISODE ON YOUTUBE 🌟 Frances Cook knows a ridiculous amount about money, but in this episode, she proves that knowing the rules and living them perfectly are two very different things. We get into the real stuff: the money habits shaped by childhood, the scarcity mindset that lingers long after your bank balance changes, why financial independence matters so much in relationships, and how she actually manages her money behind the scenes. There’s talk of KiwiSaver revelations, index funds, business risks, “enough” numbers, and the fact that sometimes even the finance gurus are just out here winging it with a direct debit and a dream. If you’ve ever felt like you should be better with money by now, this is the reset: it’s not about perfection, it’s about direction. Frances’ Links Instagram ( https://www.instagram.com/francescooknz/ ) Website ( https://www.francescook.co.nz/ ) YouTube ( https://www.youtube.com/@MakingCentsPod/videos ) Spotify ( https://open.spotify.com/show/2xL5BpCt2pKJDlPN0SgbCc ) TikTok ( https://www.tiktok.com/@francescooknz ) Substack ( https://substack.com/@francescooknz ) Credits: Host: Sophie Hallwright Guest: Frances Cook Editor: Lana Byrne…

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Host: Sophie Hallwright

Guest: Frances Cook

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