The Curve

Soph and Emma pay tribute to Dolly Parton's legacy and the financial genius behind her career, from refusing to give Elvis half her songwriting credit to owning her entire catalog decades before artists like Taylor Swift and Dua Lipa followed suit. They also break down Meta's $18 billion legal settlement, why prosecutors have finally found a way to hold the platform accountable, and what it signals for big tech going forward. Plus, they get into the rise of men paying matchmakers tens of thousands of dollars to find themselves a traditional wife. Thanks so much to Generate for making The Curve Weekly possible. Generate has a really impressive 10-year track record, to find out more about their performance click here: generatekiwisaver.co.nz/performance. But remember, a great track record doesn’t guarantee future returns! If you’d like to speak to an advisor, to see if Generate is right for you, you can book time with someone here: https://www.generatewealth.co.nz/curve Credits: Hosts: Sophie Hallwright Producer: Emily Rigby Editor: Kate Callaghan Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline) For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ (https://thecurveplatform.com/) ⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠ ⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3) ⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠ ⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly) Substack (https://thecurveplatform.substack.com/) Chapters 00:00:00 Coming up in this episode… 00:01:10 Generate x The Curve 00:01:27 Weekly catchup 00:04:16 Dolly Parton’s legacy 00:22:59 Generate x The Curve 00:23:37 The $18BN lawsuit 00:46:45 Why men are paying to find tradwives 01:03:52 Thank you for listening! 01:04:31 Financial disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. Generate’s Product Disclosure Statement and Financial Advice Provider License can be found here: GenerateKiwiSaver.co.nz/disclosures. *Morningstar KiwiSaver Survey March Quarter End 2026. The Generate Focused Growth Fund returns have ranked in the top three of NZ Multi Sector Aggressive Category Funds for 10 year returns every quarter since becoming eligible in June 2023. Most recently the fund ranked 2nd out of 10 funds for 10 year returns to 31 March 2026.

Before Pete West buys a single investment property, he runs through 7 questions - skip one, and it could cost you thousands. Soph sits down with Pete (the property investor she's worked with on two of her own investments) to break down exactly what he looks for before he buys anything. This isn't about finding your dream home, it's a practical framework for assessing an investment property before you buy. Pete shares the Google Maps trick he uses before even visiting a property, why "the best suburb you can afford" beats a bigger house in a worse one, and the expensive fixes that add zero value versus the ones that do. He also covers how to spot asbestos, dodgy foundations, and unconsented work before they become your problem, plus a real case study: $525k purchase, $70k renovation, $715k revaluation. If you're buying your first investment property, or just want to understand how the pros do it, this one gives you a checklist to take straight to your next viewing. Pete’s Links Instagram (https://www.instagram.com/peterwestproperty) Website (https://www.westpropertycoaching.co.nz/) We're proud to be partnering with BNZ, because no two journeys to home ownership are the same. BNZ's home loan experts are there to help you navigate the process with confidence – from search to signing 👉 To learn more, head here. Credits: Host: Sophie Hallwright Guest: Peter West Producer: Emily Rigby Editor: Kate Callaghan Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline) For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website ⁠⁠Instagram ⁠YouTube⁠⁠ ⁠TikTok ⁠Newsletter Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Samsonite just bought a chunk of Shay Mitchell's luggage brand Beis; a 116-year-old company getting cool by buying it rather than building it. We unpack why this "buy vs. build" move makes sense (and what it means for celebrity-backed brands generally). Then: Selena Gomez is being sued for fraud by Wondermind investors after 3 years of alleged radio silence, is this a case of where there's smoke, there's fire? And finally, Anthropic's revenue has gone from $9bn to $65bn in six months, putting it on track to be the largest tech IPO in history. We break down what that growth actually means, why valuing it is nearly impossible, and whether founders keeping outsized control post-IPO should worry everyday investors. Plus: our ethical hotline tackles whether it's ethical to invest in space, with Lily from Pathfinder. Submit your money and morals question to The Ethical Hotline: https://form.typeform.com/to/BZHujjGM and if you want to check out any of the questions we've already answered you can find them here! (https://pathfinder.kiwi/pathfinder-x-the-curve/) WTF does that mean? A guide to all the jargony bits: Revenue Multiple — What a company sells for, priced as a multiple of its yearly sales. Annual Run Rate — One good month, times 12, dressed up as a yearly forecast. IPO — Going public: selling chunks of your company to literally anyone with a brokerage app. Public Benefit Corporation — A B Corp, but with a lawyer standing behind it. Short Report — A hedge fund trash-talking a stock it's secretly betting against. Cap Table — The receipt for who owns how much of the company. Outsized Voting Rights — Own 5%, control 100% - founder magic. Shareholders' Agreement — The paperwork that saves you from finding out the hard way. Angel Investor — One rich person, one big check, one leap of faith. Credits: Hosts: Sophie Hallwright & Vic Harris Producer: Emily Rigby Editor: Kate Callaghan Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ (https://thecurveplatform.com/) ⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠ ⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3) ⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠ ⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly) Substack (https://thecurveplatform.substack.com/) Chapters 00:00:00 Coming Up 00:00:55 Pathfinder x The Curve 00:01:21 Sophie's Birthday & Catch-Up 00:03:10 Samsonite Buys Shay Mitchell's Beis 00:18:49 Pathfinder x The Curve 00:19:38 Selena Gomez's Wondermind Lawsuit 00:27:54 Anthropic's Trillion-Dollar IPO 00:41:32 Ethical Hotline: Investing in Space 00:48:27 Thanks for Listening! 00:49:02 Financial Disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Congresswoman Alexandria Ocasio-Cortez is freezing her eggs and sharing every part of the process with her 6 million+ followers; the hormone injections, the bloating, the uncertainty, and it's got Soph and Emma asking what egg freezing actually costs. In this episode, we cover the real price of freezing your eggs (upfront costs plus the ongoing storage fees nobody mentions), why only 6% of women who freeze their eggs ever go on to use them, why 35-37 (not your 20s) is when most women can actually afford to do it, the booming $129 billion surrogacy industry sparked by the backlash to Cameron Diaz's third child, and why so many fertility decisions; whether to freeze eggs, use a surrogate, or have kids at all, come down to money rather than choice. Content warning: this episode contains strong language and discusses fertility struggles and reproductive health candidly. Read the full New York Times story on the global surrogacy industry in Ukraine, including how the war affected surrogate mothers: https://www.nytimes.com/2022/05/03/magazine/surrogates-ukraine.html Catch our full conversation with Deirdre from Hertility on fertility testing here: https://www.youtube.com/watch?v=Kmi_ba-58nQ Thanks so much to Generate for making The Curve Weekly possible. Generate has a really impressive 10-year track record, to find out more about their performance click here: generatekiwisaver.co.nz/performance. But remember, a great track record doesn’t guarantee future returns! If you’d like to speak to an advisor, to see if Generate is right for you, you can book time with someone here: https://www.generatewealth.co.nz/curve Credits: Hosts: Sophie Hallwright & Vic Harris Producer: Emily Rigby Editor: Kate Callaghan Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline) For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ (https://thecurveplatform.com/) ⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠ ⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3) ⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠ ⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly) Substack (https://thecurveplatform.substack.com/) Chapters 00:00:00 Coming up in this episode… 00:01:10 Generate x The Curve 00:01:29 Catching up: Edinburgh Fringe and financial confessions 00:06:57 AOC's public egg-freezing journey sparks a bigger question 00:12:37 The affordability of egg freezing 00:26:39 The real numbers 00:42:40 Generate x The Curve 00:43:18 Inside the booming surrogacy industry 01:00:00 The dating crisis, and why it changes everything 01:11:50 Thank you for listening! 01:12:30 Financial disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. Generate’s Product Disclosure Statement and Financial Advice Provider License can be found here: GenerateKiwiSaver.co.nz/disclosures. *Morningstar KiwiSaver Survey March Quarter End 2026. The Generate Focused Growth Fund returns have ranked in the top three of NZ Multi Sector Aggressive Category Funds for 10 year returns every quarter since becoming eligible in June 2023. Most recently the fund ranked 2nd out of 10 funds for 10 year returns to 31 March 2026.

When you look at a big financial goal, it’s easy to get overwhelmed before you even start. You know you need a buffer for when life goes wrong, and you know you want to save for the things that actually bring you joy, but staring at a massive target number can make you want to give up entirely. That’s when you need to change how you map out your money. Financial literacy powerhouse Hannah Hart (formerly Koumakis) is back on the mic, and this time she’s breaking down how to conquer short-term savings goals, build an airtight emergency fund, and find the sweet spot between protecting your present and investing in your future. From the mindset shift of officially merging bank accounts after marriage to underestimating a home renovation budget, Hannah shares the exact strategies she uses to reverse-engineer her goals. Sophie and Hannah look at the numbers in granular detail, explaining how to split your accounts for "mini-goals" and why leaving too much cash on the sidelines can actually stall your long-term wealth. If you’ve ever felt stuck trying to balance the tension of saving for a holiday today versus growing your money for tomorrow, this episode is for you. Don’t forget our last IOU (Side Hustler episode): https://open.spotify.com/episode/5FDI0aPG5bzbriRooqXDWG?si=W4U4J7jVS_KxQ6bMQGda5A Hannah’s Links Instagram (https://www.instagram.com/hannahkoumakis/) TikTok (https://www.tiktok.com/@hannahkoumakis) deartheseries.com dearcommunity.co.nz Seven Content & Dear Brides (http://sevencontentstudio.com) Check out IOU (The Practical Lessons) here: https://thecurveplatform.com/ We're proud to be partnering with BNZ. There's an art to starting something new, and like any art form, you need the right tools to make it work. Whether you're flatting, saving to travel, or making a career move, BNZ has the tools to help you master your money from the get-go. Credits: Hosts: Sophie Hallwright Producer: Emily Rigby Editor: Kate Callaghan Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline) For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ (https://thecurveplatform.com/) ⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠ ⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3) ⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠ ⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly) Substack (https://thecurveplatform.substack.com/) Chapters 00:00:00 Coming up in this episode… 00:01:21 BNZ x The Curve 00:01:48 Catch-up with Hannah 00:04:59 In the red or the green? 00:08:58 The importance of emergency funds 00:17:34 Saving for short term goals 00:22:20 The 50/30/20 rule 00:28:16 Going over budget 00:31:20 Visualising your financial goals 00:35:51 Cash and Burn 00:42:25 Extra Credit 00:44:45 Thank you for listening! 00:44:59 BNZ x The Curve 00:45:22 Financial disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

Vic is officially back in the studio after a month-long hibernation in New Zealand! Reunited with Soph, the dream team unpack how the cost of living crisis is rewiring the dating scene. Who should pay when the average date costs $189? Alongside navigating the wild world of modern romance, the girls celebrate the official launch of The Curve Fund, break down whether Jeff Bezos selling $4 billion in Amazon stock is actually a massive red flag, discuss Reformation's iconic NYSE debut where fashion met finance, and take a quick look at SpaceX’s post-IPO reality check. Tune in for a punchy mix of finance, fashion, and real-talk on navigating love and money. We are so proud to have created a fund that has been designed essentially by you - The Curve Community. To find out more visit https://thecurveinvestments.co.nz/ The botox episode: https://youtu.be/FPGWvf0ef9o?si=PxHB8N_Y8ToNsL6r The botox Substack piece: https://substack.com/home/post/p-209764001 Submit your money and morals question to The Ethical Hotline: https://form.typeform.com/to/BZHujjGM and if you want to check out any of the questions we've already answered you can find them here! (https://pathfinder.kiwi/pathfinder-x-the-curve/) WTF does that mean? A guide to all the jargony bits: Credits: Hosts: Victoria Harris & Sophie Hallwright Producer: Emily Rigby Editor: Kate Callaghan Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ (https://thecurveplatform.com/) ⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠ ⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3) ⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠ ⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly) Substack (https://thecurveplatform.substack.com/) Chapters 00:00:00 Coming up in the episode… 00:01:13 Pathfinder x The Curve 00:01:38 Vic's back! 00:07:26 Jeff Bezos sells $4bn of Amazon stock 00:12:50 Reformation lists on the NYSE 00:24:13 Pathfinder x The Curve 00:24:58 Is money changing how we date? 00:38:56 SpaceX comes back down to earth 00:42:50 Community question 00:45:55 Thank you for listening!! 00:46:33 Financial disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

This week, Sophie and Emma finally have the conversation they've been avoiding for months (maybe years): what beauty spending actually costs women over a lifetime, and whether skipping it is a luxury anyone can afford. They get very honest about what they've personally spent on Botox, filler and laser, then run the numbers on what that money could be worth if invested instead. Plus they unpack why workplace ageism means looking young isn't just about vanity, and whether the "transparency era" of plastic surgery is helping women or just normalising more of it. At some point it stops being about beauty and starts being about tradeoffs; this episode just puts numbers on them. Sign up to our Substack, Soph's Botox confession is coming (https://thecurveplatform.substack.com/) Denise Richards' facelift recovery in Allure, warning, it's pretty graphic (https://www.allure.com/story/denise-richards-facelift-before-and-after) Emma’s Links Pleasure: https://geni.us/pleasureelboynton Sex Talks: https://www.sextalks.co.uk/ Instagram: / emmalouiseboynton (https://www.youtube.com/redirect?event=video_description&redir_token=QUM4Zm9rUkdXbE1pSV9FeUVqOTBqNEVXaUNkTXxBR3JiS2Fsa0k3aW1xSS1vTjlXajhSV2JKck82cjNlWmNwZDFjUTYyb2lrazZJeE9vMS1pV241eHpldzdhT09SVDZmeVRmcDVNd1h3S3YxZnJpOEhfUlhhSTc5X3RRNHFUVGU3&q=https%3A%2F%2Fwww.instagram.com%2Femmalouiseboynton&v=GF8IJCxAEgs) Substack: https://emmalouiseboynton.substack.com WTF does that mean? A guide to all the jargony bits: Compound interest Money making money, then that money making money too. Opportunity cost What you gave up by spending it on your face instead. ROI Return on investment, or "was it worth it" with a number attached. Motherhood penalty The pay cut nobody signs up for but most mums get anyway. Economic inactivity rate The percentage of people not working and not looking for it either. Thanks so much to Generate for making The Curve Weekly possible. Generate has a really impressive 10-year track record, to find out more about their performance click here: generatekiwisaver.co.nz/performance. But remember, a great track record doesn’t guarantee future returns! If you’d like to speak to an advisor, to see if Generate is right for you, you can book time with someone here: https://www.generatewealth.co.nz/curve Credits: Hosts: Sophie Hallwright Guest: Emma Louise-Boynton Editor: Kate Callaghan Producer: Emily Rigby Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline) For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ (https://thecurveplatform.com/) ⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠ ⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3) ⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠ ⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly) Substack (https://thecurveplatform.substack.com/) Chapters 00:00:00 Coming up in this episode … 00:01:20 The Curve x Generate 00:01:50 In the red or the green? 00:05:44 The pressure of beauty standards 00:18:22 How much Soph and Emma have spent 00:26:35 Is transparency helping us? 00:34:29 The financial cost of procedures 00:48:43 The Curve x Generate 00:49:29 The professional cost of staying natural 01:03:06 Thanks for listening! 01:05:01 Financial disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. Generate’s Product Disclosure Statement and Financial Advice Provider License can be found here: GenerateKiwiSaver.co.nz/disclosures. *Morningstar KiwiSaver Survey March Quarter End 2026. The Generate Focused Growth Fund returns have ranked in the top three of NZ Multi Sector Aggressive Category Funds for 10 year returns every quarter since becoming eligible in June 2023. Most recently the fund ranked 2nd out of 10 funds for 10 year returns to 31 March 2026.

The secret's finally out: The Curve Investments is FINALLY here. If you've been with us since the dusty, windowless studio days, this is the moment we've been building towards since episode one. If you're new here, welcome, you've picked a big week to join. In this episode, we sit down to unpack the biggest announcement The Curve has ever made: why it's taken years (and a lot of behind-the-scenes tears) to get here, what it actually means to invest alongside us, and why Vic left a career in funds management only to walk straight back into it, this time, on her own terms. Expect honesty about the hard bits plus all the detail on how the fund works, who it's for, and just how little you need to get started. This one's a big deal. Get comfy. We are so proud to have created a fund that has been designed essentially by you - The Curve Community. To find out more visit https://thecurveinvestments.co.nz/ ‘Why now is never the right time to invest.’ : https://youtu.be/mt6Q4-wRvIY?si=9ULFhcl4yjcrP424 Credits: Hosts: Victoria Harris & Sophie Hallwright Producer & Editor: Emily Rigby Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline) For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ (https://thecurveplatform.com/) ⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠ ⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3) ⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠ ⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly) Substack (https://thecurveplatform.substack.com/) Chapters 00:00:00 The announcement we've been sitting on 00:01:05 Fund vs fund manager: what's the difference? 00:07:53 Why Vic wanted a different route 00:13:12 Recording our very first episode 00:15:42 Raising capital + the investing club 00:25:09 How the fund actually works 00:35:05 Who can invest? 00:36:10 What the fund will invest in 00:39:16 Fund investing vs DIY investing 00:40:56 How Vic's feeling about it 00:49:06 Thank you for listening! 00:49:33 Financial Disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. The Curve Investments Limited is the Manager and Issuer of The Curve Fund. Product Disclosure Statements are available at thecurveinvestments.co.nz.

A Chinese startup called Moonshot AI has released Kimi K3 - the world's largest open source AI model, and it's already rivaling the AI tools we all use every single day. It's cheaper, it's fast, and it's backed by the Chinese government. So why is this making investors panic? In today's episode we break down what Kimi K3 actually is, why "open source" AI could mean the end of paying for ChatGPT and Claude subscriptions and whether this is the moment the AI bubble finally pops Plus: the UK's political chaos and why the stock market has become impossible to invest in, the oil price spike driving up your grocery bill, and a Curve Hotline question from a listener on maternity leave asking how to keep investing on a reduced income. Submit your money and morals question to The Ethical Hotline: https://form.typeform.com/to/BZHujjGM and if you want to check out any of the questions we've already answered you can find them here! (https://pathfinder.kiwi/pathfinder-x-the-curve/) WTF does that mean? A guide to all the jargony bits: Kimi K3 — Free, open-source Chinese AI model now rivalling Claude/ChatGPT. AI bubble — Fear that AI stock prices are overhyped and could crash. ETF — A bundle of many stocks in one investment — easy diversification. FTSE 100 — UK's top 100 listed companies (our S&P 500). Fiscal headroom — The gap between what govt earns vs. spends. 3 govt levers to close that gap: print money (→ inflation), raise taxes (VAT, National Insurance, GST), or borrow via bonds. Brent Crude — Global benchmark oil price. Credits: Hosts: Victoria Harris & Sophie Hallwright Editor: Kate Callaghan Producer: Emily Rigby Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ (https://thecurveplatform.com/) ⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠ ⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3) ⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠ ⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly) Substack (https://thecurveplatform.substack.com/) Chapters 00:00:00 Coming up in this episode… 00:01:16 Pathfinder x The Curve 00:01:46 We’re British Podcast Awards finalists! 00:02:48 Abi and Soph’s weeks 00:04:56 Kimi K3 and What It Means for Your Portfolio 00:16:00 Pathfinder x The Curve 00:16:49 UK political instability knock-on effects 00:30:04 Oil prices jump again 00:33:42 The Curve Hotline 00:38:16 Thank you for listening! 00:39:58 Financial disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

This week on The Curve Weekly, we are joined by writer, broadcaster, journalist and founder of Sex Talks, Emma Louise-Boynton. We dive into Belle Burton's ‘Strangers’, the memoir everyone has been talking about: a story about a husband who ups and leaves after 21 years of marriage with no warning, or explanation. Soph and Emma unpack why Strangers at the crux of it is a story about financial abuse, and how important it is to not hand over your financial identity. They also get into the rise of long-term relationship ghosting and why now more than ever we need to be protecting ourselves financially - even if we are in love. They talk about why prenups are actually romantic, and create a list of questions every couple should be asking each other to get on the same page financially. Oh, and both hosts admit they're currently failing at practicing what they preach in their own relationships. A very honest conversation about why this stuff is so hard to do in practice, even when you know better. Emma’s Links Pleasure: https://geni.us/pleasureelboynton Sex Talks: https://www.sextalks.co.uk/ Instagram: https://www.instagram.com/emmalouiseboynton Substack: https://emmalouiseboynton.substack.com/about WTF does that mean? A guide to all the jargony bits: Prenup An agreement made before marriage on who gets what if it ends. De facto Legally recognized as a couple after living together for a set period, even if unmarried, with rights similar to marriage. Trust fund Assets held and managed on someone's behalf, often paid out at a set time or event. Pension gap The retirement shortfall women face from career breaks. Thanks so much to Generate for making The Curve Weekly possible. Generate has a really impressive 10-year track record, to find out more about their performance click here: generatekiwisaver.co.nz/performance. But remember, a great track record doesn’t guarantee future returns! If you’d like to speak to an advisor, to see if Generate is right for you, you can book time with someone here: https://www.generatewealth.co.nz/curve Credits: Host: Sophie Hallwright Editor: Kate Callaghan Producer: Emily Rigby Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ (https://thecurveplatform.com/pages/the-curve-hotline) For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ (https://thecurveplatform.com/) ⁠⁠Instagram⁠⁠ (https://www.instagram.com/thecurveplatform/)⁠⁠⁠ ⁠YouTube⁠⁠ (https://youtube.com/@thecurveplatform?si=nlCWqqqySWOzYlj3) ⁠TikTok⁠⁠ (https://www.tiktok.com/@thecurveplatform)⁠⁠⁠ ⁠Newsletter⁠⁠ (https://thecurve.co.nz/pages/sign-up-to-the-curve-weekly) Substack (https://thecurveplatform.substack.com/) Chapters 00:00:00 Coming up in this episode… 00:01:27 Generate x The Curve 00:01:48 Introduction to Emma 00:09:49 In the red or the green? 00:14:40 Lessons from Strangers 00:31:50 Avoiding the finance talk with your partner 00:42:39 Generate x The Curve 00:43:18 Step 1: Know yourself and your financial situation 00:48:30 Step 2: Questions to get on the same page with your partner 00:54:13 It’s never too late to start 01:01:52 Thank you for listening! 01:03:02 Financial disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice. Generate’s Product Disclosure Statement and Financial Advice Provider License can be found here: GenerateKiwiSaver.co.nz/disclosures. *Morningstar KiwiSaver Survey March Quarter End 2026. The Generate Focused Growth Fund returns have ranked in the top three of NZ Multi Sector Aggressive Category Funds for 10 year returns every quarter since becoming eligible in June 2023. Most recently the fund ranked 2nd out of 10 funds for 10 year returns to 31 March 2026.