The Money Lessons We Were Never Taught (And How to Catch Up in Your 20s and 30s).
About this episode
This episode discusses essential money lessons for young adults, featuring insights from finance creator Ciara Anne on building wealth without deprivation.
If you've ever felt behind on money, like everyone else somehow "gets it" and you missed the lesson, this episode is for you. Sophie sits down with finance creator Ciara Anne to break down, step by step, how she went from financially avoidant to having over £200,000 invested, without cutting out the things she enjoys: what compound growth actually means and why it's so hard to grasp at first, what dollar-cost averaging is and how Ciara adapted it into her own "curated" version (holding back a portion each month to invest more when the market dips), what an ETF actually is versus picking individual stocks, why a stocks and shares ISA is tax-free, what "risk appetite" really means, the idea of Coast FIRE and retirement as a financial state rather than an age, and why so many women were never taught any of this in the first place. Ciara is living proof that building wealth doesn't require depriving yourself, just consistency and the right foundations. Ciara’s links Instagram (https://www.instagram.com/ciara___anne/) TikTok (https://www.tiktok.com/@ciara__anne) Want to know your Coast FIRE number? Ciara breaks it down here: Coast FIRE explained…
People in this episode
Host: Sophie Hallwright
Guest: Ciara Anne
Topics covered
- financial education
- investing
- wealth building
- money management
- financial independence
Mentioned in this episode
Organizations: The Curve Platform
Books & works: Girl Math, Frugal Chic Rules for Building Wealth
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