Why So Many Americans Feel Unprepared for Retirement (And What to Do About It)

Why So Many Americans Feel Unprepared for Retirement (And What to Do About It)

May 12, 2026 · 22 min

About this episode

Josh Jalinski discusses the reasons many Americans feel unprepared for retirement and offers strategies for effective retirement planning.

You’ve worked hard, saved money, and checked the boxes... So why does retirement still feel uncertain? Josh breaks down the hidden gaps in retirement planning, why many Americans nearing retirement still feel financially stressed, and how to build a coordinated plan for income, liquidity, taxes, healthcare, and long-term security. Plus: the shocking retirement savings statistic that reveals just how unprepared many people really are. Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!

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Host: Josh Jalinski

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