The Financial Quarterback®: Your Game Plan to Protect Your Money and Retirement for Business and Investing

Bestselling author and financial expert Barry Dyke returns to The Financial Quarterback for a wide-ranging conversation about the growing influence of private equity and private credit, and why he believes Americans should be paying much closer attention to what’s happening behind their retirement savings. Barry and Josh start with one of the biggest financial stories in the news: the scrutiny surrounding billionaire Mark Walter and investments connected to insurance companies, including the money behind annuities and life insurance policies. They examine the success of investments like the Los Angeles Dodgers, the questions surrounding affiliated assets, and a fundamental issue for policyholders: who gets the upside when insurance reserves are used to fund alternative investments? From there, they look at cases where private-equity-backed insurance companies have run into serious trouble, the increasing role of alternative investments in public pensions and 401(k)s, and why Barry believes a lack of transparency could leave ordinary retirees carrying risks they don't fully understand. They also get into the other side of the retirement equation: why Barry still believes guaranteed lifetime income can play an important role in retirement, why index investing may not be the complete answer, and how to distinguish between the retirement products themselves and the companies standing behind them. In this episode: The Mark Walter, Dodgers and insurance-reserve controversy Why private equity is increasingly interested in insurance and retirement assets What previous insurance-company failures could teach policyholders The growing presence of private equity in pensions and 401(k)s Why Barry is concerned about private-equity ownership of financial firms Whether index investing has risks investors overlook Why guaranteed income can provide more than just investment returns What consumers should consider when evaluating an insurance company or annuity It's a provocative conversation about who controls your retirement money, how it's being invested, and whether the financial system is putting the interests of retirees first. Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!

What if one of the smartest investing moves you could make was doing nothing at all? When markets get volatile, it’s tempting to sell, move to cash, change your strategy, or react to the latest headline. But sometimes, the investors who come out ahead are the ones who resist the urge to act. In this episode of The Financial Quarterback, Josh looks at findings from Vanguard’s How America Saves report and explains why discipline, consistency, and automation can be more powerful than constantly tinkering with your portfolio. From automatic 401(k) contributions to the psychology behind panic selling, Josh breaks down how investors can make inertia work for them instead of against them, and why successful investing often has less to do with predicting the next market move and more to do with avoiding the wrong ones. In this episode: Why doing nothing can sometimes be a powerful investing strategy What Vanguard’s retirement data reveals about investors who stayed the course How 401(k) auto-escalation can help build retirement savings Why emotions can lead investors to make costly decisions The role emergency savings can play in protecting your retirement accounts How patience and compound growth can reward long-term investors Successful investing doesn’t require predicting every market high and low. Sometimes it comes down to building the right habits, sticking with your plan, and giving your money time to work. Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!

Kevin O'Leary recently sparked debate by saying you're not truly rich unless you have $5 million in U.S. Treasuries. Is he serious? More importantly, what can everyday investors learn from his philosophy? In this episode of The Financial Quarterback, Josh breaks down O'Leary's biggest wealth-building principles and explains why the number itself matters far less than the strategy behind it. We discuss why financial security isn't just about growing your portfolio, it's about building flexibility, preparing for uncertainty, and creating a plan that can withstand whatever life throws your way. Whether you're just starting to build wealth or preparing for retirement, this episode will help you think differently about what it really means to be financially secure. In this episode, you'll learn: Why Kevin O'Leary believes liquidity is the foundation of wealth Does it really take $5 million to feel financially secure? How lifestyle inflation quietly prevents people from building wealth Why cash reserves and conservative investments can create opportunity during market downturns The importance of having a "volatility buffer" in your financial plan Why financial planning isn't just about accumulating wealth, it's also about preserving it and creating sustainable retirement income Practical strategies to help you build long-term financial confidence, regardless of your net worth The headlines may change, but the principles of sound financial planning remain the same. Learn how discipline, preparation, and a well-designed strategy can help you build lasting wealth and retire with greater confidence. Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!

A historic $93 trillion wealth transfer is underway, but passing on wealth takes more than a will. In this episode, Josh discusses why estate planning, long-term care, trusts, and open family conversations are essential to protecting your legacy. Learn how to prepare your heirs, avoid common planning mistakes, and help ensure your wealth benefits the next generation the way you intend. Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!