About this episode

Sandra Simmons discusses the impact of financial stress on business owners and their teams, emphasizing the limitations of traditional accounting methods.

"Accounting is a recording tool. It was never designed to function as a coach to tell you what to do next." — Sandra Simmons Most business owners read their P&L like it's a plan. Sandra Simmons says that's the mistake — accounting only tells you what already happened, and by the time the stress from that gap shows up, it's already leaking into how you treat your team and your best clients. Sandra is the creator of the Cash Flow Mojo System and founder of Money Management Solutions. She started her career working with brands like McDonald's, Pizza Hut, and 7-Eleven before launching her own firm in 1994 — three decades helping business owners get out of cash flow chaos, out of debt, and back in control. What you'll walk away with: Why your P&L can't tell you what to do next — and what actually can The "four buckets" system that turns founder pay into two paychecks, not one How to budget around your worst month before it happens (the August story) Why admitting you're stressed to a vendor builds more trust than hiding it The $200K-a-month client with zero retirement savings — and what it says about "making it" #H2H #HumanConnectionPodcast #StartupLeadership #B2BRelationships…

People in this episode

Host: Karl Pontau

Guest: Sandra Simmons

Topics covered

• cash flow management
• accounting
• team dynamics
• business stress
• budgeting strategies

Keywords

• P&L
• cash flow chaos
• budgeting
• team trust
• financial stress

Mentioned in this episode

Organizations: Money Management Solutions, Cash Flow Mojo System, McDonald's, Pizza Hut, 7-Eleven

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