317. If I Had to Pay Off $450K in Debt Again, I'd Do These 3 Things Differently

317. If I Had to Pay Off $450K in Debt Again, I'd Do These 3 Things Differently

July 20, 2026 · 14 min · Episode 318

About this episode

Dr. Matt Vogt shares three lessons he would apply if he had to pay off $450K in student debt again.

Dr. Matt Vogt is back for another episode of The Lifestyle Practice — and this one gets personal. After a chance dinner conversation with a pre-dental student staring down a $650K tuition bill, Matt found himself revisiting his own $450,000 student loan journey and asking a simple question: if he had to pay it all off again, what would he do differently? In this episode, he breaks it down into three hard-won lessons: 🦷 Start or buy a practice sooner — ownership (in the right opportunity) is one of the biggest drivers of freedom and wealth in dentistry.📈 Invest more heavily in yourself and your practice early — the CE, the hygienist, the growth moves that compound before life gets busier.💸 Attack the debt even faster — delay gratification, stay hard-headed, and chase that indescribable moment when the balance hits zero. Connect with us: Take our FREE lifestyle and practice assessment: https://thelifestylepractice.com/practice-assesment/ Learn more about 1-on-1 coaching: https://thelifestylepractice.com/coaching-services/ Get access to TLP Academy: https://thelifestylepractice.com/coaching-services/ Get the TLP Student Academy for $20 (lifetime access)…

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