About this episode

Martin Lewis answers listener questions about mortgages, credit scores, student loans, and finding lost pensions.

In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: is it worth overpaying my mortgage, and when’s the perfect time to do so? I’m worried bank switching will kill my credit score, will it? I’ve got a Plan 2 and Plan 5 student loan; how do the repayments work? What’s the easiest way to track my husband’s lost pensions from various jobs? Plus, what’s the most unusual place Martin’s been asked a financial question? If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know why he speaks so quickly, if he organises his wardrobe by colour or garment type, or have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk .

People in this episode

Host: Martin Lewis

Topics covered

• mortgage overpayment
• credit score
• bank switching
• lost pensions
• student loans
• financial advice

Keywords

• mortgage
• credit score
• bank switching
• lost pensions
• student loans
• financial questions

Mentioned in this episode

Organizations: BBC Radio 5 Live

Products: Plan 2 student loan, Plan 5 student loan

More episodes of The Martin Lewis Podcast

• Question Time: What money mistakes do married couples make? Can we afford to upsize? How do you repay two student loans? · July 20, 2026 · 52 min
• “I Don’t Get Money!” Back-to-basics special on pensions, savings, car insurance, energy and more · July 16, 2026 · 41 min
• Make £1,000s from switching bank? | Will government back track on Plan 2 Student Loan hike · July 9, 2026 · 1h 7m
• Question time: Will new ISA rules ruin my wedding savings? | Martin, you helped me find love! | Can I fix on a prepay meter? · July 6, 2026 · 45 min
• The Packing Pod! Cut out hidden holiday costs: foreign exchange, insurance, travelling with kids & more · July 2, 2026 · 1h 15m
• Question Time: Is saving 15% of my salary into my pension enough? How long do I keep financial docs? ISA rules when I die? · June 29, 2026 · 40 min

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