The Martin Lewis Podcast

Martin’s leading this week’s podcast with an urgent warning for anyone carrying credit card: now is the time to act. He explains why he's concerned the top deals could get worse, runs through how balance transfers work, reveals the best options currently available, shares tips to maximise your chances of acceptance, and looks at when a loan may beat a credit card solution. If you're paying interest on existing debt, this is a must-listen guide to cutting costs and taking control.Martin also has an update on Car Finance Mis-selling. After months of waiting, there’s finally a key date in the diary for the next stage of the process. With millions potentially affected, he explains what happens next, what it means for consumers, and what you should be doing now.Plus, this week’s Tell Us asks: what have you quietly hidden, downplayed, or conveniently forgotten to mention to a partner, child or parent that cost a little more than expected? The responses range from scuba gear splurges and secret spending pacts to one particularly memorable hidden horse, complete with some excellent puns.Then it's time for Mastermind, where Martin tackles a common inheritance tax question: do ISAs count towards your estate? Along the way, for reasons that will become apparent, you'll also get to hear his unexpected Dumbledore impression.And to round things off, Martin reveals why he's been getting some stick from an Olympian.If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know what he likes in his full English breakfast, what his thermostat’s set to, or you have a very complicated question about your finances, email it to [email protected].

This week, Martin’s diving into one of his favourite topics: free money. From bank switching bonuses to cashback stacking, it’s packed with practical tips that could put cash back in your pocket.First though, Martin starts with a straightforward back-to-basics guide to Inheritance Tax, explaining who pays it, when it applies, and some of the key rules and myths everyone should understand.Then it’s on to one of the hottest money-making opportunities around right now: bank switching. With some banks offering up to £600 in incentives, Martin breaks down exactly how switching works, who can qualify, what you need to do to get the cash, and whether opening and closing accounts could have any impact on your credit score.Sticking with the theme of boosting your finances, Martin reveals how to become the ultimate cashback king or queen. He explains how savvy shoppers can maximise rewards by combining cashback credit cards, cashback websites and cashback apps, turning everyday spending into a money-saving machine. In this week’s Mastermind, Martin tackles an issue affecting millions: the State Pension. He explains how the triple lock works, what it really means for pension increases in the years ahead, and why understanding it is more important than ever.And, as ever, there’s time for something a little lighter, as Martin gives his verdict on one question many listeners have been asking: would he ever take part in Celebrity Traitors?Free cash, pension facts and plenty of money-saving know-how - it's all in this week’s episode of The Martin Lewis Podcast.If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know what he likes in his full English breakfast, what his thermostat’s set to, or you have a very complicated question about your finances, email it to [email protected].

Martin asks a big question: is it finally time to ditch Premium Bonds? They’re the UK’s most popular single form of savings, with more than £136 billion invested. The prizes are tax-free, they’re backed by the Government, and there’s always the dream of winning big. But despite all that, Martin explains why Premium Bonds are often held by the wrong people. He’ll break down exactly who they work well for, who could do better elsewhere, what the alternatives are, and how to check whether you’re one of the lucky savers owed a share of more than £100 million in unclaimed prizes.In this week’s Tell Us, Martin tackles a financial dilemma that can test even the strongest relationships: lending money to family and friends. Have you done it? Did you charge interest? Did it all work out, or end in disaster? Martin shares listeners’ stories and reveals his top tips on how to lend money in a way that protects both your finances and your relationships.Plus, this week’s Mastermind sees Adrian put his knowledge to the test on what happens to your money when you die. Whether he gets the answers right or not, Martin will explain the key rules everyone should know, including why now is the perfect time to sort out an up-to-date will. With three free or low-cost charity will-writing schemes currently available, Martin explains how you can get your affairs in order and make life much easier for the people you leave behind.And there’s also a chat with Adrian Chiles about a very modern public-transport dilemma: what should you do when someone starts blasting audio from their speakerphone for the whole carriage to hear? Adrian gets Martin to recount the time he decided to confront a fellow passenger, and whether it was a triumph of public etiquette or a journey he came to regret.If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know what he likes in his full English breakfast, what his thermostat’s set to, or you have a very complicated question about your finances, email it to [email protected].

What’s next for interest rates and, more importantly, what does it mean for your money? Martin is joined by an economist to look ahead at where rates could be heading over the next year, before a mortgage broker helps turn the forecasts into practical advice. Whether you're saving, borrowing, remortgaging or weighing up your next financial move, they'll explain how changing rates could affect savings accounts, mortgages, loans and more.Plus, in this week’s Tell Us, we hear your stories of the most expensive things you’ve bought and never used. From hairdryers gathering dust to hot tubs that became very pricey garden features, it's a chance to confess those purchases that seemed like a great idea at the time.And finally, Martin may have jumped the shark with this week’s Mastermind. A question about savings unleashes his inner thespian, and let's just say he might have enjoyed the performance a little too much. The real challenge is deciding whether the acting helps explain the answer... or completely distracts Adrian Chiles from it.If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know what he likes in his full English breakfast, what his thermostat’s set to, or you have a very complicated question about your finances, email it to [email protected].

In this mini ‘100 days to go until the big day’ episode, Martin Lewis gives you his top tips to help you save money and ease the stress around the cost of Christmas, including: bank switches giving you free cash, toy sales, banning unnecessary presents, what’s basket bluff (and how to play it), and loads more!If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!). So, if you’ve always wanted to know his favourite London bus route, how many pets he has, or you have a very complicated question about your finances, email it to [email protected].