Beating SBI, 1% NPAs & India's Massive Loan Gap I Victor Senpaty Co-Founder Propelld

Beating SBI, 1% NPAs & India's Massive Loan Gap I Victor Senpaty Co-Founder Propelld

July 7, 2026 · 55 min · Season 1 · Episode 378

About this episode

Victor Senpaty discusses how Propelld is revolutionizing education loans in India by providing funding to students that traditional banks overlook.

Who is funding the students that India's banks won't touch? Propelld is one of India's largest education-focused lenders, giving loans to roughly 1.5 lakh students every year — matching SBI — with a team a fraction of the size and no branch network. In a single financial year it now disburses more education loans than SBI did in six years of its history. Victor started Propelld in 2016 with a thesis born out of a Milton Friedman paper: a good student should never have to walk away from a go...

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