About this episode

This episode discusses the challenges faced by self-employed individuals regarding pension savings, featuring insights from a PensionBee customer and a pensions expert.

On this bonus episode, we hear from PensionBee customer Becca. Auto-enrolled into her first workplace pension, she assumed retirement saving would always just happen in the background. Then she went self-employed, and for eight years, it didn't happen at all. We explore the self-employed pension gap with the help of pensions expert Dani Skerrett, Head of Content Marketing at PensionBee, covering everything from why Auto-Enrolment leaves millions of freelancers and sole traders behind, to the surprising cost of those years of disengagement. We also share how contributing just £30 a month can make a difference of thousands of pounds by retirement. Episode breakdown 00:34 Meet Becca 03:30 The self-employed pension gap 06:19 What stops self-employed people saving? 09:43 The cost of disengagement 14:26 Becca's belief in teaching kids about money Further reading and listening To learn more about the topics discussed in this bonus episode, check out these articles and podcasts from PensionBee: E8: How to teach kids about money (Podcast) E37: The easiest way to retire with more money (Podcast) E40: The ADHD tax - how much is it costing you? (Podcast) 6 pension tips for sole traders…

People in this episode

Guest: Becca

Topics covered

• self-employed pension gap
• Auto-Enrolment
• retirement saving
• financial education
• disengagement costs

Keywords

• self-employed
• pension gap
• Auto-Enrolment
• retirement
• financial education

Mentioned in this episode

Organizations: PensionBee

More episodes of The Pension Confident Podcast

• BONUS EPISODE: "I put my money where my mouth is" · July 16, 2026 · 14 min
• BONUS EPISODE: How does market volatility shape your pension pot? · July 6, 2026 · 13 min
• E51: How to resist lifestyle creep with Clare Seal, Edoardo Moreni, and Alex Langley · June 28, 2026 · 31 min
• BONUS EPISODE: "I've often said that I retired when nobody wanted me anymore" · June 18, 2026 · 20 min
• BONUS EPISODE: Should you buy Premium Bonds or save into a Cash ISA? · June 8, 2026 · 10 min
• E50: Starting a pension from £0 at 50 years old with Hannah Martin, Simonne Gnessen and Sarah Durber · May 24, 2026 · 30 min

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