About this episode

In this bonus episode, PensionBee customer Nigel shares his pension journey and insights on retirement planning with expert Dani Skerrett.

In this bonus episode, we hear from PensionBee customer Nigel. Now 76 and retired, he spent decades commuting into Central London, raising two children, and telling himself he'd sort his pension "someday". A bad experience with an active fund manager and an IFA changed all that - and a tip from his son led him to PensionBee. We unpack Nigel's pension journey with pensions expert Dani Skerrett from PensionBee, covering the tax benefits of saving into a pension, when a financial adviser is (and isn't) worth it, how to think about how much you actually need in retirement, and what life in drawdown really looks like day-to-day. Episode breakdown 00:48 Meet Nigel 03:19 The tax benefits of saving into a pension 06:47 Should you use a financial adviser? 12:11 How much do you actually need for retirement? 16:12 Nigel's life in retirement Further reading and listening To learn more about the topics discussed in this bonus episode, check out these articles and podcasts from PensionBee: E43: Who wants to be a pension millionaire? (Podcast) E37: The easiest way to retire with more money (Podcast) 4 smart ways to use your ISAs in retirement (Blog) Independent Financial Adviser fees on…

People in this episode

Guest: Nigel

Topics covered

• retirement
• pension journey
• financial advice
• tax benefits
• drawdown

Keywords

• pension
• retirement
• financial adviser
• tax benefits
• drawdown

Mentioned in this episode

Organizations: PensionBee

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• E50: Starting a pension from £0 at 50 years old with Hannah Martin, Simonne Gnessen and Sarah Durber · May 24, 2026 · 30 min
• BONUS EPISODE: "As soon as I left that job, the pension stopped" · May 14, 2026 · 17 min

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