Critical Illness Cover + Term Life Insurance = Double Protection

Critical Illness Cover + Term Life Insurance = Double Protection

From The Policy Project by Policybazaar.ae

February 7, 2026 · 14 min

About this episode

This episode discusses the importance of combining Critical Illness Cover with Term Life Insurance for comprehensive financial protection.

Most people think of term life insurance as protection their family will need someday. Critical Illness Cover protects what you need today; your income, your ability to work, and financial stability, at a time when a serious illness can change everything.​ ​In this episode of The Policy Project Podcast, we explore Term Life Insurance + Critical Illness Cover = Double Protection Explained with Atul Kathuria, Business Head of Life Insurance at Policybazaar.ae and Geeta Manghnani, Senior Accounts Manager at IFA Distribution, Zurich International Life Limited.​ From how critical illness payouts work to why term life insurance alone may not always be sufficient, the conversation breaks down what it really means to protect yourself, not just your legacy.​ #PromiseOfProtection

People in this episode

Guests: Atul Kathuria, Geeta Manghnani

Topics covered

  • Critical Illness Cover
  • Term Life Insurance
  • Financial Protection
  • Insurance Payouts
  • Income Protection

Keywords

  • Critical Illness Cover
  • Term Life Insurance
  • Insurance
  • Financial Stability
  • Income Protection

Mentioned in this episode

Organizations: Policybazaar.ae, IFA Distribution, Zurich International Life Limited

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