Living Uncovered: The UAE’s Silent Life Insurance Crisis

About this episode

This episode explores the silent life insurance crisis in the UAE and the reasons behind residents being underinsured.

We insure our cars. We insure our health. We even insure our travel. But when it comes to life insurance — the one protection that secures our family’s future — most UAE residents remain underinsured. In this episode of The Policy Project Podcast, we explore the hidden reasons behind this silent crisis. From cultural taboos and psychological barriers to common misconceptions about affordability, life insurance often gets overlooked — leaving families exposed to financial risk. Host Malvika is joined by Atul Kathuria, Business Head – Life Insurance at Policybazaar.ae, to break down: * Why life insurance remains such a difficult conversation in the UAE * The biggest misconceptions that stop residents from buying adequate cover * The financial dangers families face when life insurance is neglected * Why employer-provided cover isn’t enough for true security * How to calculate the protection your family really needs This is a conversation every UAE resident needs to hear. 🎧 Tune in to The Policy Project Podcast — your go-to for all things insurance.

People in this episode

Host: Malvika

Guest: Atul Kathuria

Topics covered

• life insurance
• underinsurance
• financial risk
• cultural taboos
• misconceptions
• family protection

Keywords

• life insurance
• UAE
• financial security
• underinsured
• cultural barriers
• employer cover
• protection needs

Mentioned in this episode

Organizations: Policybazaar.ae

Places: UAE

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• Securing Your Family's Future with Term Life Insurance · April 16, 2026 · 9 min
• Critical Illness Cover + Term Life Insurance = Double Protection · February 7, 2026 · 14 min
• How Much Term Life Insurance is Enough? · January 30, 2026 · 11 min
• Why Life Insurance Matters Today · January 9, 2026 · 14 min