About this episode

This episode discusses the financial implications of having children while navigating the home-buying process.

Having kids changes more than just your monthly expenses. In this episode, Kristina O'Connor, Chris Behie, and Robin Dasilva break down how children affect your cash flow, risk tolerance, and overall home-buying strategy. They talk through the real impact of childcare, camps, lifestyle changes, school-zone decisions, and why mortgage approval numbers don’t always reflect what feels comfortable in real life. If you’re planning to grow your family while buying, upgrading, or carrying a home, this episode will help you think more clearly and plan with margin. VIDEO SECTIONS & TIMESTAMPS 0:00 Intro 1:46 How kids change your financial mindset 3:48 Baby costs and monthly expenses add up 8:53 Childcare costs and why they matter 11:12 Why mortgage approval doesn’t tell the full story 16:22 How that affects when and what you buy 18:21 Starter home vs. buying bigger now 19:28 School zones, neighbourhoods, and long-term planning 26:24 Practical budget example for growing families 29:12 Outro/recap Watch on YouTube: https://youtube.com/kormendytrott Listen on Spotify: https://open.spotify.com/show/1pwncyet9NydbgTmx5D21k Linktree: https://linktr.ee/kormendytrott Instagram…

People in this episode

Hosts: Ariel Kormendy, Adrian Trott

Guests: Kristina O'Connor, Chris Behie, Robin Dasilva

Topics covered

• home buying
• financial planning
• family planning
• childcare costs
• mortgage approval

Keywords

• cash flow
• risk tolerance
• school zones
• budgeting

Mentioned in this episode

Places: Milton, Ontario, Halton Region, Peel Region, the Greater Toronto Area

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