About this episode

Jeremiah and Alex discuss retirement projections, Monte Carlo simulations, and the complexities of company stock compensation.

Can you really know if you're ready to retire? Jeremiah and Alex spend much of this episode unpacking one of the most commonly misunderstood tools in financial planning: retirement projections and Monte Carlo simulations. They explain what an 85% or 90% probability of success actually means, why those numbers can be useful, and where they can create a false sense of certainty if they're viewed in isolation. They explores sequence-of-return risk, retirement spending assumptions, inheritance surprises, and the reality that successful retirement planning requires far more than simply hitting a target number. Later in the show, Jeremiah and Alex tackle another area where people often misunderstand the rules: company stock compensation. They break down how RSUs, stock options, and employee stock purchase plans work, why taxes can catch employees off guard, and the planning opportunities available when company stock becomes a meaningful part of your net worth. Listen, Watch, Subscribe, Ask! https://www.therealmoneypros.com Hosts: Jeremiah Bates & Alex Lundgren ————— Ataraxis PEO https://ataraxispeo.com Tree City Advisors of Apollon: https://www.treecityadvisors.com Apollon Wealth…

People in this episode

Hosts: Jeremiah Bates, Alex Lundgren

Topics covered

• retirement planning
• financial projections
• Monte Carlo simulations
• company stock compensation
• tax implications
• RSUs
• stock options

Keywords

• retirement calculator
• financial planning
• sequence-of-return risk
• inheritance surprises
• employee stock purchase plans
• tax surprises
• retirement spending assumptions

Sponsors

Ataraxis PEO, Tree City Advisors of Apollon, Apollon Wealth Management

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