About this episode

The episode continues the discussion on investment positioning, focusing on asset placement and fun spending strategies in retirement.

Chris’s Summary Jim and I are joined by Jacob Vonloh as we continue our discussion on investment positioning, wrapping up asset placement for emergency, aging, and long-term care reserves and the fun spending that flows from your Fun Number , across the Go-Go and Slow-Go/No-Go phases. Jacob also outlines the guaranteed inheritance set-aside and closes with the growth and legacy position, the leftover dollars not assigned elsewhere. Jim’s “Pithy” Summary Chris and I are joined by Jacob Vonloh as we pick back up right where we left off last week on investment positioning, finishing up the fun spending and SEAL Reserve pieces we didn’t get to. I keep coming back to this: retirement is the mirror opposite of the accumulation years, and when your whole portfolio looks like one big pot, a down market makes it feel like everything’s going down — and that fear is what stops people from spending on fun. That’s exactly why we don’t look at it that way. Jacob walks through how we tier the SEAL Reserve by age, and how fun spending gets laddered and benchmarked differently depending on how soon you’ll need it — all made possible by looking…

People in this episode

Hosts: Jim Saulnier, Chris Stein

Guest: Jacob Vonloh

Topics covered

• investment positioning
• asset placement
• retirement planning
• fun spending
• SEAL Reserve
• legacy planning

Keywords

• investment positioning
• retirement
• asset placement
• fun spending
• SEAL Reserve
• legacy
• Go-Go phase
• Slow-Go phase

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