About this episode

The episode discusses market volatility and its impact on retirement planning, emphasizing the importance of long-term strategies over short-term market fluctuations.

Market drops grab headlines, but they’re rarely the biggest challenge facing retirement plans. On this episode, Ryan Herbert & Lawrence Kiely break down the difference between routine market corrections, bear markets, and rare major downturns, while also discussing why short-term volatility often gets more attention than long-term planning realities. They explain how retirement strategies can be structured to separate income needs from market swings, helping investors stay focused on monthly cash flow rather than daily headlines. The conversation also explores why market timing creates challenges, how recent volatility shows up in client conversations, and where tax strategies like Roth conversions tend to surface during down markets. Want to begin building your retirement and tax plan? Click Here to Schedule a 15-minute Discovery Call Follow us for more helpful insights: 🖱️ Facebook- https://bit.ly/3PmJcSt 🖱️ LinkedIn- https://bit.ly/44T88a9 🖱️ X - https://bit.ly/3PHxqDJ See omnystudio.com/listener for privacy information.

People in this episode

Host: Mike Canet

Guests: Ryan Herbert, Lawrence Kiely

Topics covered

• market volatility
• retirement planning
• income strategies
• tax strategies
• market corrections

Keywords

• market drops
• bear markets
• retirement strategies
• cash flow
• tax planning

Mentioned in this episode

Organizations: The Savvy Investor Podcast

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• The Roth Conversion Sweet Spot · April 7, 2026 · 15 min
• Building a Retirement Roadmap You Can Follow · March 24, 2026 · 14 min
• Trump Likes The Way Australia Does Retirement. Should the US Adopt? · March 17, 2026 · 15 min

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