Why Short-Term Losses Feel Bigger Than Long-Term Gains

Why Short-Term Losses Feel Bigger Than Long-Term Gains

From The Savvy Investor Podcast by Mike Canet

April 14, 2026 · 13 min

About this episode

Mike Canet and Ryan Herbert discuss the psychological impact of short-term losses versus long-term gains in investing.

The market can be up 160% over a decade and still feel unsettling when short-term losses show up. In this episode, Mike Canet & Ryan Herbert dig into why market volatility feels so different depending on where you are in life. They discuss long-term growth versus retirement realities, how risk tolerance changes when income matters now, and why percentages don’t always tell the full story. From sequence-of-returns risk to the role of secure income sources, this conversation explores how perspective, planning, and timing shape financial decisions. It’s a practical discussion about understanding risk, translating market swings into real dollars, and why having a plan can change how volatility impacts your retirement outlook. Want to begin building your retirement and tax plan?  Click Here to Schedule a 15-minute Discovery Call Follow us for more helpful insights: 🖱️ Facebook- https://bit.ly/3PmJcSt 🖱️ LinkedIn- https://bit.ly/44T88a9 🖱️ X - https://bit.ly/3PHxqDJ See omnystudio.com/listener for privacy information.

People in this episode

Host: Mike Canet

Guest: Ryan Herbert

Topics covered

  • market volatility
  • risk tolerance
  • retirement planning
  • financial decisions
  • long-term growth

Keywords

  • market volatility
  • retirement
  • risk tolerance
  • financial planning
  • sequence-of-returns risk

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