About this episode

Mike Mills and Steve Barton discuss strategies for Realtors in light of falling mortgage rates and Fed rate cuts.

Falling mortgage rates are reshaping the housing market—are you ready to guide your clients with confidence? In this episode, Mike Mills sits down with Steve Barton, EVP of Sales at Service First Mortgage, to break down what Fed rate cuts really mean for Realtors. Discover the strategies you need now to help buyers and sellers make smart moves in a shifting market. Episode Overview Realtor strategies for falling rates take center stage in this episode of The Texas Real Estate & Finance Podcast . Mike Mills and guest Steve Barton dive into how Fed policy, bond markets, and mortgage rates intersect—and why Realtors must understand the difference between Fed rate cuts and actual mortgage pricing. Listeners will learn: Why emotions drive the market as much as economics. How buyer affordability shifts with even small drops in rates. Why sellers must rethink concessions vs. price reductions. Realtors are asking: “How will Fed rate cuts affect mortgage rates in 2025?” This conversation unpacks that question, while also tackling inventory, inflation, and database management. If you’ve been waiting for clear, Realtor-focused insights on when to act—and how to guide clients through…

People in this episode

Host: Mike Mills

Guest: Steve Barton

Topics covered

• mortgage rates
• Realtor strategies
• Fed rate cuts
• housing market
• buyer affordability
• market trends

Keywords

• mortgage rates
• Realtor strategies
• Fed rate cuts
• housing market
• buyer affordability
• market trends
• inventory
• inflation

Mentioned in this episode

Organizations: Service First Mortgage, Fed, bond markets, mortgage rates

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