A Good Option For Your Cash Savings? Yrefy with Laine Schoneberger (Ep 84)

A Good Option For Your Cash Savings? Yrefy with Laine Schoneberger (Ep 84)

October 21, 2025 · 33 min · Season 1 · Episode 84

About this episode

Laine Schoneberger discusses Yrefy's innovative approach to private credit and its impact on borrowers and investors.

Private credit is one of the hottest alternative investments right now, and Yrefy has a truly innovative investment that serves both sides of the transaction - borrowers and investors. Laine Schoenberger, Chief Investment Officer and Managing Partner at Yrefy, joins me to explain their platform. Yrefy helps borrowers trapped by private student loan debt while offering accredited investors attractive, non-correlated returns. Laine shares the stories behind their clients, explains how their underwriting process works and explains the advantages for investors, including flexible terms and steady, fixed interest rates. Top three takeaways: 🔹 Real Impact for Borrowers: Yrefy’s program isn’t just about numbers; it’s changing lives. By negotiating down distressed private student loan debt and refinancing at affordable, fixed interest rates (average 3.9%!), borrowers get a custom solution that restores their credit and financial dignity. 🔹 Investor-Friendly Structure: Accredited investors can participate with as little as $50K, picking their preferred term (1-5 years) and enjoying fixed, non-correlated returns up to 10.25%. There’s also a feature that provides flexibility if early…

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