Hard Money Lending in Real Estate w/ Mike Bonn of The Cash Flow Company (Ep 86)

Hard Money Lending in Real Estate w/ Mike Bonn of The Cash Flow Company (Ep 86)

From The Unconventional Investor by Michelle Moses | CFP® & Realtor®

March 31, 2026 · 22 min · Season 1 · Episode 86

About this episode

This episode features a discussion on hard money lending in real estate with Mike Bonn, exploring the benefits and strategies of this investment approach.

Have you thought about becoming a hard money lender for a real estate fix and flip? In this week’s episode, I talked with Mike Bonn from The Cash Flow Company to learn his business model for short-term lending secured by real-estate. This alternative investment strategy puts you in the seat of the lender while keeping things straightforward and secured by real assets. Key Takeaways : Direct Lending, Real Security: Investors’ names are on the loan documents, not a pooled fund. That means direct control and security over your investment—plus, the potential to foreclose or sell the property should things go south. Flexible Entry Points: No hefty minimums required! Whether you want to lend $15,000 or $2 million, you can start at a level that fits your goals and risk tolerance. Attractive Returns, Simple Structure: Historical returns have ranged from 8.5% to 10%+, typically double what’s available from CDs or money market accounts. And there are no ongoing management fees eating into your profits. If you’re looking to diversify outside the stock market and want to do it in a way that gives you more control and transparency, this episode is a must-listen. To read more about The Cash…

People in this episode

Host: Michelle Moses

Guest: Mike Bonn

Topics covered

  • hard money lending
  • real estate
  • alternative investments
  • direct lending
  • investment strategy

Keywords

  • hard money lender
  • real estate investment
  • short-term lending
  • investment returns
  • foreclosure

Mentioned in this episode

Organizations: The Cash Flow Company

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