
Protecting Gains While Staying in the Market
From Unleash Your Wealth by Raj Shah
May 20, 2026 · 15 min
About this episode
Raj Shah and Rick Borek discuss strategies for protecting investments while remaining in the market, particularly for those nearing retirement.
Markets keep climbing, but many near retirement are asking what happens when they don’t. In this episode, Raj Shah and Rick Borek discuss how investors in the retirement “red zone” are balancing growth with protection as markets hit new highs. They explore strategies that combine market participation with downside protection, the role of guaranteed income in replacing a paycheck, and why Social Security timing decisions matter more than online advice suggests. The conversation also covers inflation, interest rates, and creating sustainable income streams that continue for a surviving spouse. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. See omnystudio.com/listener for privacy information.
People in this episode
Host: Raj Shah
Guest: Rick Borek
Topics covered
- retirement planning
- market protection
- investment strategies
- guaranteed income
- inflation
- sustainable income
Keywords
- retirement
- market gains
- downside protection
- income streams
- financial planning
- Social Security timing
Mentioned in this episode
Organizations: SC Wealth Advisors, Social Security
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