When Your Portfolio Doesn’t Match Your Retirement Reality

About this episode

Raj Shah and Rick Borek discuss aligning investment portfolios with retirement realities, focusing on risk, taxes, and planning strategies.

Retirement can unravel quickly if your plan ignores risk, taxes, and longevity. Raj Shah and Rick Borek break down why many portfolios don’t match investor risk tolerance and how timing, market cycles, and income needs shape retirement outcomes. They explore the importance of stress-testing plans, structuring income, and preparing for taxes and estate transfer—while avoiding costly oversights. From second opinions to advanced planning strategies, this conversation highlights what it takes to align your wealth with your future and keep it positioned through every stage of retirement. For more information or to schedule a consultation with SC Wealth Advisors visit: scwealthadvisors.com Raj Shah and Rick Borek focus on wealth management, retirement planning, personal finance, taxes, estate planning and so much more. Combined, Raj and Rick have over 55 years of financial planning experience and are eager to help you retire in the most efficient manner. See omnystudio.com/listener for privacy information.

People in this episode

Host: Raj Shah

Guest: Rick Borek

Topics covered

• retirement planning
• wealth management
• risk tolerance
• taxes
• estate planning
• financial planning

Keywords

• retirement
• portfolio
• risk
• taxes
• wealth management
• financial planning
• income needs

Mentioned in this episode

Organizations: SC Wealth Advisors

More episodes of Unleash Your Wealth

• The Cost of Not Planning: What Happens to Your Wealth? · June 9, 2026 · 16 min
• Is Your Retirement Plan Missing This Critical Piece? · June 2, 2026 · 16 min
• Protecting Gains While Staying in the Market · May 20, 2026 · 15 min
• What Happens to Your Income When the Market Drops · May 12, 2026 · 16 min
• Why Near-Retirees Are Rethinking Risk in Today’s Market · May 5, 2026 · 14 min
• How Much Cash Is Too Much? Rethinking Emergency Funds · April 28, 2026 · 14 min