#21: Dion Chu, Term Finance | Beyond Variable Rates, DeFi's Fixed Income Future

About this episode

Dion Chu discusses the unique aspects of Term Finance's fixed-rate lending protocol and its implications for the DeFi space.

Please like, subscribe, and leave a positive review. It helps us get the show in front of more listeners and viewers ( Apple , Spotify , YouTube ) Today’s guest is Dion Chu, Co-founder and CEO of Term Finance, a fixed-rate lending protocol. Term has raised over 7mm led by Electric Capital. Their token just recently went live and is trading on top exchanges like Kraken * Ryan: https://x.com/RyanRodenbaugh * Wallfacer: https://x.com/wallfacerlabs * Vaults.fyi: https://x.com/vaultsfyi * Dion Chu: https://x.com/dionchu * Term Labs: https://x.com/term_labs Timestamps: * 00:09 - Introduction to Dion Chu and Term Finance * 00:28 - What Term Finance does and what makes it unique in the lending space * 01:04 - The auction mechanism and insights that led to Term Finance's approach * 06:04 - How treasury auction mechanisms were adapted for DeFi * 09:02 - Potential for collusion in auction markets 10:29 - Supply and demand dynamics in Term Finance's market * 13:02 - Approaches to cultivating more lending capital * 15:03 - Impact of low variable rates across DeFi on Term's rates * 18:18 - Overview of Term's product suite (auctions, blue sheets, meta vaults) * 21:43 - Collateral preferences…

People in this episode

Host: Ryan Rodenbaugh

Guest: Dion Chu

Topics covered

• fixed-rate lending
• DeFi
• auction mechanisms
• collateral preferences
• institutional capital
• token launch

Keywords

• fixed-rate lending
• DeFi
• Term Finance
• auction mechanism
• collateral
• institutional capital
• token launch
• Electric Capital
• Kraken

Mentioned in this episode

Organizations: Term Finance, Electric Capital, Kraken, Wallfacer, Vaults.fyi, Term Labs

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